Brevard County property record for 395 Riggs Ave, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,388 sqft · built 1993 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (May 2002) |
| Tax Bill | $6,270 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 29-38-03-51-*-6 |
| Primary APN | 29-38-03-51-*-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,388 sqft Living Area |
| Gross Area | 4,481 sqft |
| 1st Floor Area | 1,907 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 204 ft deep x 100 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 518 sqft |
| Deck Area | 524 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2953269 |
|---|---|
| Street Address | 395 RIGGS AVE |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU113 |
| Legal Description | CRYSTAL LAKES, REPLAT OF A PORTION OF LOT 6 |
| Legal Range | 38E |
| Legal Township | 29S |
| Legal Section | 03 |
| Legal Subdivision | CRYSTAL LAKES, REPLAT OF A PORTION OF |
| Legal Lot Number | 6 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE SHORES-FLORIDANA BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 66104 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 RIGGS AVE, MELBOURNE BEACH, FL 32951-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2002 · Amount on Record |
| Deed Sale | May 13, 2002 · Amount on Record |
| Deed Book / Page | 4592 / 2885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 395 RIGGS AVE, MELBOURNE BEACH, FL 32951-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0082371054 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 8237/1054 |
| Instrument | 2018182263 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | INDIALANTIC, FL 32903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 442 Months |
| Due | Jun 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,220 (+2.7%) | $950,210 (-0.21%) | |
| 2025 | $6,270.00 (+8.23%) Homeowner's exemption | $472,470 (+5.98%) | $952,170 (+1.64%) Land $275,000 Building $677,170 |
| 2023 | $5,793.00 (+7.16%) Homeowner's exemption | $445,790 (+3%) | $936,840 (+13.45%) Land $275,000 Building $661,840 |
| 2022 | $5,406.00 Homeowner's exemption | $432,810 | $825,750 Land $275,000 Building $550,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 196 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 229 units insured incl. 33 condo units |
| Nearby Flood Claims | 54 (1979–2022) |
| Claims Outside the SFHA | 24 of 54 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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