Union County property record for 395 Ridgecrest Rd, Luttrell, TN 37779
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,786 sqft · built 1983 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,357 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087072 07501 |
| Primary APN | 087072 07501 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,786 sqft Living Area |
| 1st Floor Area | 2,124 sqft |
| Upper Floors Area | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,872 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 354 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 395 RIDGECREST RD |
|---|---|
| City | LUTTRELL |
| State | TN |
| Zip | 37779-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 MERRITT LANE, COUNTY AREA: G04 |
| Legal Subdivision | PERRY WALKER |
| Jurisdiction | UNION TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40101 |
Source: Union County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 RIDGECREST RD, LUTTRELL, TN 37779-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit ORNL FCU |
| Jan 3, 2018 | Deed of Trust, Mortgage · Line of Credit ORNL FCU |
| Jun 12, 2017 | Deed of Trust, Mortgage ORNL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2009 |
| Deed Sale | Mar 7, 2009 |
| Deed Document Number | 0000Z-7507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION TN |
| Property Address | 395 RIDGECREST RD, LUTTRELL, TN 37779-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001480 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | TD315/325 |
| Instrument | 20001480 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION TN |
| Property Address | 395 RIDGECREST RD, LUTTRELL, TN 37779-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000019 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | TD270/282 |
| Instrument | 18000019 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 14, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION TN |
| Property Address | 395 RIDGECREST RD, LUTTRELL, TN 37779-2401 |
| Document Number | 0000001514 |
| Book / Page | 000260 / 000279 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 395 RIDGECREST RD LUTTRELL TN 377792401, LUTTRELL, TN 37779-2401 |
| Document Number | 0000001514 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 000260/000279 |
| Instrument | 1514 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37830 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 18, 2032 |
Source: Union County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Union County |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,357.00 | $71,425 (-) Land $4,075 Building $67,350 | |
| 2024 | $1,357.00 | $71,425 (-) Land $4,075 Building $67,350 | |
| 2023 | $1,357.00 (+19.04%) | $71,425 (-0.35%) Land $4,075 Building $67,350 | |
| 2022 | $1,140.00 | $71,675 Land $4,525 Building $67,150 | $285,700 Land $16,300 Building $269,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| KUB Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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