Banks County property record for 395 Ridge Cir, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,972 sqft · built 1989 |
| Lot Size | 3.05 acres (133,294 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000 (Aug 1996) |
| Tax Bill | $2,276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B33 038 |
| Primary APN | B33 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 133,294 sqft (3.05 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 2,000 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 170 sqft |
| Patio Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 320 |
|---|---|
| Street Address | 395 RIDGE CIR |
| City | BALDWIN |
| State | GA |
| Zip | 30511-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 1580 RIDGE CIR 21-61 PB15-103 TR2 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970100 |
395 Ridge Cir is owned and occupied by two individuals who bought it in August 1996.
Source: Banks County records, as of November 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 395 RIDGE CIR, BALDWIN, GA 30511-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1996 · Amount on File |
| Deed Sale | Aug 1, 1996 · Amount on File |
| Deed Document Number | 0000109208 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 395 Ridge Cir was $2,276 with exemptions applied, down 3.1% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Municipality | Baldwin City |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (-3.07%) Homeowner's exemption Senior Citizen's exemption | $146,953 (+5.57%) Land $20,220 Building $126,733 | $367,383 (+5.57%) Land $50,550 Building $316,833 |
| 2024 | $2,348.00 (+54.17%) Homeowner's exemption Senior Citizen's exemption | $139,206 (+23.37%) Land $18,382 Building $120,824 | $348,015 (+23.37%) Land $45,954 Building $302,061 |
| 2023 | $1,523.00 (-6.91%) Homeowner's exemption Senior Citizen's exemption | $112,835 (+15.26%) Land $19,547 Building $93,288 | $282,088 (+15.26%) Land $48,868 Building $233,220 |
| 2022 | $1,636.00 Homeowner's exemption Senior Citizen's exemption | $97,894 Land $15,945 Building $81,949 | $244,736 Land $39,863 Building $204,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Ridge Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN serves 4,160 people · EPA ID GA1370001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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