395 Read Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 395 Read Dr, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,413 sqft · built 1980
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$82,000 (Aug 2007)
Tax Bill$847 (2025)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN63W090000245

Property Details

APN / Parcel Number

Primary APN63W090000245
Alternative APNs
  • 020776
  • 20776

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,413 sqft Adjusted Area
1st Floor Area1,230 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions100 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number020776
Street Address395 READ DR
CityCOLUMBUS
StateMS
Zip39702-4430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCC JTOWN LOT 39 8C8B
Legal Range17W
Legal Township18S
Legal Section18
Legal SubdivisionDIAMOND ESTATES
Legal Lot Number39
JurisdictionLOWNDES MS
Township / Civil Division4
Census Block Group4
Census Block4037
Census Tract405

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address395 READ DR, COLUMBUS, MS 39702-4430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2007 · Amount on Record
Deed SaleAug 21, 2007 · Amount on Record
Deed Document Number0020076570
Deed Book / Page2007 / 6570
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address395 READ DR, COLUMBUS, MS 39702-4430
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020213052
DateFeb 1, 2021
Book Page2021/3052
Lender
NameBANCORPSOUTH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$847.00 (+0.71%) Homeowner's exemption$7,721 (+13.21%)$77,210 (+13.21%) Land $10,000 Building $67,210
2024$841.00 (+14.11%)
2023$737.00 Homeowner's exemption$6,820$68,200 Land $10,000 Building $58,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Read Dr

Nearby Streets

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