Macon County property record for 395 Porter St, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,375 sqft · built 1929 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Jun 2026) |
| Tax Bill | $1,432 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6594072694 |
| Primary APN | 6594072694 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,375 sqft Heated Area |
| 1st Floor Area | 1,375 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 50,965 sqft (1.17 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 412 sqft |
| Deck Area | 300 sqft |
| Patio Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 13316 |
|---|---|
| Street Address | 395 PORTER ST |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FNMU |
| Legal Description | 395 PORTER ST |
| Legal Subdivision | PORTER CREEK |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970302 |
395 Porter St is owned and occupied by two individuals who bought it in June 2026.
Source: Macon County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 395 PORTER ST, FRANKLIN, NC 28734-2783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | Aug 10, 2012 · Amount on File |
| Deed Document Number | 20263885 |
| Deed Book / Page | 44 / 369 |
| Prior Transfer Date | Oct 17, 2012 |
| Prior Transfer Doc | 00G35/0001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jun 23, 2026 |
| Property Address | 395 PORTER ST, FRANKLIN, NC 28734-2783 |
| Document Number | 0000003885 |
| Book / Page | 44 / 369 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20263885 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,934.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 PORTER ST, FRANKLIN, NC 28734-2783 |
| Document Number | 0000003886, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20263886 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 395 Porter St was $1,432.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Franklin Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,432.00 | $385,940 (-) Land $219,380 Building $166,560 | $385,940 (-) Land $219,380 Building $166,560 |
| 2025 | $1,432.00 | $385,940 Land $219,380 Building $166,560 | $385,940 Land $219,380 Building $166,560 |
| 2023 | $1,352.00 | $385,940 Land $219,380 Building $166,560 | $385,940 Land $219,380 Building $166,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 Porter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Porter St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon, Vyve Broadband.
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