395 Pike Bluff Rd, Ewing, KY 41039 Property Records

Fleming County property record for 395 Pike Bluff Rd, Ewing, KY 41039

Property Summary

Property Type	Single Family Home
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on Record
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-00-00-028.03`

Property Details

APN / Parcel Number

Primary APN	`017-00-00-028.03`
Alternative APNs	`27245` `26837`

Exterior

Lot Area	88,427 sqft (2.03 acres)

Location & Zoning

Account Number	26837
Street Address	395 PIKE BLUFF RD
City	EWING
State	KY
Zip	41039-8423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2.027AC W/HOUSE
Jurisdiction	FLEMING KY
Township / Civil Division	EWING
Census Block Group	1
Census Block	1004
Census Tract	920300

Owner

Source: Fleming County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 LAKE VIEW RD, EWING, KY 41039-9228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	395 PIKE BLUFF RD, EWING, KY 41039-8423
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M395/201
Date	Apr 12, 2022
Book Page	M395/201
Instrument	108156

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 4, 2023

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	395 PIKE BLUFF RD, EWING, KY 41039-8423
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000M406/1
Date	Apr 26, 2023
Book Page	M406/1
Instrument	114412

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	395 PIKE BLUFF RD, EWING, KY 41039-8423
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M408/676
Date	Jul 24, 2023
Book Page	M408/676
Instrument	115984

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,500 (-) Land $21,000 Building $250,500	$271,500 (-) Land $21,000 Building $250,500
2025	$2,636.00 (+117.49%)	$271,500 (+124.38%) Land $21,000 Building $250,500	$271,500 (+124.38%) Land $21,000 Building $250,500
2023	$1,212.00	$121,000 Land $21,000 Building $100,000	$121,000 Land $21,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN FLEMING WATER DISTRICT serves 4,262 people · EPA ID KY0910675
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
BridgeMAXX Suncoast Broadband Fixed Wireless	10 / 1
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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