395 Petersham Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 395 Petersham Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1973
Lot Size	2.92 acres (127,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Apr 2026)
Tax Bill	$3,117 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Sale & Mortgage + 1 more
APN	`PHIL M:00013 L:00012`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00013 L:00012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,260 sqft
Basement Area	1,416 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,480 sqft (2.92 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	395 PETERSHAM RD
City	PHILLIPSTON
State	MA
Zip	01331-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	12
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1052
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 PETERSHAM RD, PHILLIPSTON, MA 01331-9378
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION
Apr 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS
May 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	2026926
Deed Book / Page	73422 / 107
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Recording Date	May 19, 2026
Property Address	395 PETERSHAM RD, PHILLIPSTON, MA 01331-9392
Document Number	073594-151
Book / Page	73594 / 151
Instrument Date	May 14, 2026
Instrument	202639347
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 PETERSHAM RD, PHILLIPSTON, MA 01331-9392

Mortgage

Document Number	0000039347,
Date	May 19, 2026
Book Page	73594/151
Instrument	202639347

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Apr 8, 2026
Property Address	395 PETERSHAM RD, PHILLIPSTON, MA 01331-9392
Document Number	073422-107
Book / Page	73422 / 107
Instrument Date	Apr 8, 2026
Instrument	2026926
Transaction Type	Transfer
Record Updated	Jul 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 PETERSHAM RD, PHILLIPSTON, MA 01331-9378

Mortgage

Date	Apr 8, 2026

Lender

Name	MORTGAGE EQUITY PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	May 30, 2019
Property Address	395 PETERSHAM RD, PHILLIPSTON, MA 01331-9392
Document Number	60473-242
Book / Page	60473 / 242
Instrument Date	May 30, 2019
Instrument	48820
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PETERSHAM RD, PHILLIPSTON, MA 01331-9378

Mortgage

Document Number	48821
Date	May 30, 2019
Instrument	48821

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,117.00 (+4.88%)	$284,700 (+7.96%) Land $58,500 Building $226,200	$275,785 (-)
2025	$2,972.00 (+12.11%)	$263,700 (+19.16%) Land $52,100 Building $211,600	$275,785 (-0.34%)
2024	$2,651.00 (+1.3%)	$221,300 (+8.59%) Land $49,600 Building $171,700	$276,735
2023	$2,617.00	$203,800 Land $44,700 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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