Warwick City property record for 395 Palmer Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 2000 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 2018) |
| Tax Bill | $4,361 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37901150000 |
| Primary APN | 37901150000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,200 sqft (0.234 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 700037712 |
|---|---|
| Street Address | 395 PALMER AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-6428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 115 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 21502 |
395 Palmer Ave is owned by two individuals who bought it in May 2018.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1029 WARWICK NECK AVE, WARWICK, RI 02889-6827 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit BANKNEWPORT |
| Sep 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT |
| Jul 29, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 8, 2018 | Quit Claim Deed, Transfer HABITAT HUMNTY W BAY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2018 · Amount on File |
| Deed Sale | May 8, 2018 · Amount on File |
| Prior Sale | Dec 15, 2016 · Amount on File |
| Deed Document Number | 20186049 |
| Deed Book / Page | 9046 / 157 |
| Transfer Doc | 009046-157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 11, 2026 |
| Property Address | 395 PALMER AVE, WARWICK, RI 02889-6428 |
| Document Number | 010889-181 |
| Book / Page | 10889 / 181 |
| Instrument Date | May 2, 2026 |
| Instrument | 20265214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 395 PALMER AVE, WARWICK, RI 02889-6428 |
| Document Number | 0000005214, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 10889/181 |
| Instrument | 20265214 |
| Name | BANKNEWPORT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate | 6.75% |
|---|---|
| Type Change Date | May 2, 2051 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 395 PALMER AVE, WARWICK, RI 02889-6428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010211-150 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 10211/150 |
| Instrument | 13222 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 29, 2024 |
| Property Address | 395 PALMER AVE, WARWICK, RI 02889-6428 |
| Document Number | 0010532-74 |
| Book / Page | 10532 / 74 |
| Instrument Date | May 18, 2024 |
| Instrument | 7701 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1029 WARWICK NECK AVE, WARWICK, RI 02889-6827 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 8, 2018 |
| Property Address | 395 PALMER AVE, WARWICK, RI 02889-6428 |
| Document Number | 9046-157 |
| Book / Page | 9046 / 157 |
| Instrument | 6049 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 90460179 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 09046/0179 |
| Name | HABITAT HUMNTY W BAY |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 395 Palmer Ave was $4,361.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,361.00 | $343,400 Land $115,900 Building $227,500 | |
| 2024 | $237,595 | ||
| 2023 | $3,907.00 (+6.49%) | $275,300 (+40.53%) Land $100,800 Building $174,500 | |
| 2022 | $3,669.00 | $195,900 Land $64,800 Building $131,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 Palmer Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1991–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Palmer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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