395 Old Mize Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 395 Old Mize Rd, Toccoa, GA 30577

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,276 sqft · built 2017
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 162A`

Property Details

APN / Parcel Number

Primary APN	`033 162A`
Alternative APN	`990725`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	89,734 sqft (2.06 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	676 sqft
Carport	Carport
Carport Area	676 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Patio Area	220 sqft
Lean-To	108 sqft
Utility Building	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	990725
Street Address	395 OLD MIZE RD
City	TOCCOA
State	GA
Zip	30577-7990
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AI
Legal Description	OLD MIZE RD
Legal Subdivision	0500 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2075
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 OLD MIZE RD, TOCCOA, GA 30577-7990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FEDERAL SAVINGS AND LOAN
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage OCONEE FEDERAL SAVINGS AND LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 23, 2021
Transfer Doc	0012560367
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	395 OLD MIZE RD, TOCCOA, GA 30577-7990
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 OLD MIZE RD, TOCCOA, GA 30577-7990

Mortgage

Document Number	0012570000000530
Date	Jul 2, 2021
Book Page	0000001257/0000000530

Lender

Name	OCONEE FEDERAL SAVINGS AND LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 23, 2021
Property Address	395 OLD MIZE RD, TOCCOA, GA 30577-7990
Document Number	0012560367
Book / Page	1256 / 367
Instrument Date	Jun 23, 2021
Instrument	2021-000933
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 OLD MIZE RD, TOCCOA, GA 30577-7990

Mortgage

Document Number	0001257530
Date	Jun 23, 2021
Instrument	1257/530

Lender

Name	OCONEE FEDERAL SAVINGS AND LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00 (+23.09%) Homeowner's exemption	$119,375 (+59.1%) Land $4,480 Building $114,895	$298,437 (+59.1%) Land $11,200 Building $287,237
2023	$2,174.00 (+3.52%) Homeowner's exemption	$75,032 (+6.34%) Land $4,480 Building $70,552	$187,580 (+6.34%) Land $11,200 Building $176,380
2022	$2,100.00 Homeowner's exemption	$70,557 Land $4,091 Building $66,466	$176,391 Land $10,227 Building $166,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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