395 Old Jay Hill Rd, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 395 Old Jay Hill Rd, Jay, ME 04239

Property Summary

Property Type	Single Family Home
Details	644 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 2024)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Mortgage
APN	`JAYY M:028 L:036`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:028 L:036`
Alternative APN	`2491`

Interior

Building Area	644 sqft Living Area

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	2491
Street Address	395 OLD JAY HILL RD
City	JAY
State	ME
Zip	04239-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	3
Census Block	3012
Census Tract	971400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Jay Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 OLD JAY HILL RD, JAY, ME 04239-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage KENNEBEC SAVINGS BANK
Mar 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	20241531
Deed Book / Page	4621 / 181
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Recording Date	Apr 29, 2026
Property Address	395 OLD JAY HILL RD, JAY, ME 04239-4305
Document Number	0048310053
Book / Page	4831 / 53
Instrument Date	Apr 24, 2026
Instrument	20262846
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 OLD JAY HILL RD, JAY, ME 04239-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002846,
Date	Apr 29, 2026
Book Page	4831/53
Instrument	20262846

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2050

Interest

Rate	6.38%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAY ME
Recording Date	Mar 18, 2024
Property Address	395 OLD JAY HILL RD, JAY, ME 04239-4305
Document Number	0046210181
Book / Page	4621 / 181
Instrument Date	Mar 15, 2024
Instrument	1531
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 FREEMONT ST APT 2, 2, GARDINER, ME 04345-2543

Mortgage

Document Number	0000001532
Date	Mar 18, 2024
Instrument	1532

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Jay Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,571.00 (+24.78%)	$130,930 (+128.74%) Land $42,660 Building $88,270
2024	$1,259.00 (-4.4%)	$57,240 (-) Land $15,070 Building $42,170
2023	$1,317.00	$57,240 Land $15,070 Building $42,170

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARMINGTON VILLAGE CORP WATER DEPT serves 4,050 people · EPA ID ME0090540
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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