395 Old 773, Grayson, KY 41143 Property Records

Carter County property record for 395 Old 773, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$14,000 (Feb 2022)
Tax Bill	$119 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`106-10-01-015.00`

Property Details

APN / Parcel Number

Primary APN	`106-10-01-015.00`
Alternative APNs	`32436` `32762`

Interior

Stories	1 Story

Exterior

Exterior Material	Other
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
View / Lot	Waterfront - Canal
Driveway	Driveway

Location & Zoning

Account Number	32762
Street Address	395 OLD 773
City	GRAYSON
State	KY
Zip	41143-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 TRACTS OF LAND
Legal Tract	2
Jurisdiction	CARTER KY
Township / Civil Division	WILLARD
Census Block Group	1
Census Block	1047
Census Tract	960700

Owner

395 Old 773 is owned by an individual who bought it in February 2022.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	409 OLD 773, GRAYSON, KY 41143-7608
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Oct 29, 2021	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Document Number	2022540618
Deed Book / Page	471 / 480
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Feb 14, 2022
Property Address	395 OLD 773, GRAYSON, KY 41143-7607
Document Number	000471/480
Book / Page	471 / 480
Instrument Date	Feb 11, 2022
Instrument	540618
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 525, LEXINGTON, KY 40588-0525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OLD 773, GRAYSON, KY 41143-7608

Mortgage

Document Number	0000540619
Date	Feb 14, 2022
Instrument	540619

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate

October 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Oct 29, 2021
Property Address	395 OLD 773, GRAYSON, KY 41143-7607
Document Number	OR464/883
Book / Page	OR464 / 883
Instrument Date	Oct 6, 2021
Instrument	539215
Transaction Type	Foreclosure
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 525, LEXINGTON, KY 40588-0525

Tax Assessment & Valuation

The 2025 property tax bill for 395 Old 773 was $119.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$119.00	$14,000	$14,000
2023	$120.00	$14,000	$14,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Old 773 in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	21 (1978–2021)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims Severe Storms And Flooding, Mar 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Old 773 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000
Optimum Cable	500 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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