Pinellas County property record for 395 Oceanview Ave, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,958 sqft · built 1981 |
| Lot Size | 0.525 acres (22,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (Jun 2020) |
| Tax Bill | $15,239 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-8898-0 |
| Primary APN | C62-000-740-8898-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,958 sqft Living Area |
| Gross Area | 6,397 sqft |
| 1st Floor Area | 2,532 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 22,878 sqft (0.525 acres) |
| Lot Dimensions | 204 ft deep x 110 ft wide |
| View / Lot | Intracoastal |
| Garage Type | Attached |
| Garage Area | 1,716 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 1,899 sqft |
| Deck Area | 830 sqft |
| Patio Area | 830 sqft |
| Loading Dock | 500 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat House | 752 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R280019 |
|---|---|
| Street Address | 395 OCEANVIEW AVE |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PART OF GOVT LOT 2 IN SW 1/4 OF SEC 26-27-15 DESC FROM SE COR OF SD GOVT LOT TH N89D4647W 549.17FT TH N31D1417E 38.5FT TH N89D 4627W 305FT FOR POB TH N02D4240W 191.2FT TH NWLY ALG HIGH WATER MARK 134FT(S) TH S02D4240E 240.5FT TH S89D4627E 110FT TO PO |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 26 |
| Legal Subdivision | PART OF GOVT LOT 2 IN SW |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 27202 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 395 OCEANVIEW AVE, PALM HARBOR, FL 34683-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage LEGEND LNDG |
| Mar 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on Record |
| Deed Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 2020188542 |
| Deed Book / Page | 21050 / 887 |
| Prior Transfer Date | Feb 20, 2019 |
| Prior Transfer Doc | 0204791517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 395 OCEANVIEW AVE, PALM HARBOR, FL 34683-1813 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 395 OCEANVIEW AVE, PALM HARBOR, FL 34683-1813 |
| Document Number | 0233310867 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 23331/867 |
| Instrument | 2025297576 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 395 OCEANVIEW AVE, PALM HARBOR, FL 34683-1813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0219650690 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 21965/690 |
| Instrument | 2022072528 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 23, 2020 |
| Property Address | 395 OCEANVIEW AVE, PALM HARBOR, FL 34683-1813 |
| Document Number | 0210500887 |
| Book / Page | 021050 / 000887 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 188542 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 OCEANVIEW AVE PALM HARBOR FL 346831813, PALM HARBOR, FL 34683-1813 |
| Document Number | 210500889 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 021050/000889 |
| Instrument | 188543 |
| Name | LEGEND LNDG |
|---|---|
| Address | HOUSTON, TX 77058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 22, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 395 OCEANVIEW AVE, PALM HARBOR, FL 34683-1813 |
| Document Number | 0204791517 |
| Book / Page | 020479 / 001517 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 97096 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 134 13RD ST BROOKLYN NY 11209, BROOKLYN, NY 11209 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,239.00 (+5.42%) Homeowner's exemption | $878,534 (+19.31%) | $1,047,282 (+5.76%) Land $568,890 Building $478,392 |
| 2024 | $14,456.00 (+13.25%) | ||
| 2023 | $12,765.00 (+2.54%) Homeowner's exemption | $736,333 (+3%) | $990,202 (+14.39%) Land $664,262 Building $325,940 |
| 2022 | $12,449.00 Homeowner's exemption | $714,886 | $865,661 Land $632,020 Building $233,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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