395 N Clay Rd, Lititz, PA 17543 Property Records

Lancaster County property record for 395 N Clay Rd, Lititz, PA 17543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,332 sqft · built 1995
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2000)
Tax Bill	$8,003 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`070-98572-0-0000`

Property Details

APN / Parcel Number

Primary APN	`070-98572-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,272 sqft
Upper Floors Area	1,060 sqft
Basement Area	520 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	121,968 sqft
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	395 N CLAY RD
City	LITITZ
State	PA
Zip	17543-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AT
Legal Description	395 N CLAY RD
Legal Subdivision	RIDGEVIEW ESTATES PH 02
Legal Lot Number	28
Jurisdiction	LANCASTER PA
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	10202

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 N CLAY RD, LITITZ, PA 17543-7411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2000 · Amount on Record
Deed Sale	Dec 18, 2000 · Amount on Record
Deed Document Number	200072542
Deed Book / Page	6885 / 249
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	395 N CLAY RD, LITITZ, PA 17543-7411
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 N CLAY RD, LITITZ, PA 17543-7411

Mortgage

Document Number	0006586129
Date	Mar 8, 2021
Instrument	6586129

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 17, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Clay Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,300 (-) Land $93,200 Building $248,100	$341,300 (-) Land $93,200 Building $248,100
2025	$8,003.00 (+2.39%)
2024	$7,816.00	$341,300 Land $93,200 Building $248,100
2018			$341,300 Land $93,200 Building $248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20