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  3. Whitley County
  4. Williamsburg
  5. Mountain View Rd

395 Mountain View Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 395 Mountain View Rd, Williamsburg, KY 40769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1974
Lot Size1.39 acres (60,621 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (May 2025)
Tax Bill$2,065 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-00-00-050.00

Property Details

APN / Parcel Number

Primary APN108-00-00-050.00
Alternative APNs
  • 137373
  • 19175

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area60,621 sqft (1.39 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address395 MOUNTAIN VIEW RD
CityWILLIAMSBURG
StateKY
Zip40769-9665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionBRK HS & LTS 37-38/PT 34 MTN VIEW
Legal SubdivisionMTN VIEW SUB
Legal Lot Number37-38
JurisdictionWHITLEY KY
Township / Civil DivisionWILLIAMSBURG
Census Block Group1
Census Block1031
Census Tract920502

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address395 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 5, 2022Warranty Deed, Transfer · Conventional Mortgage
L&N FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleJul 5, 2022 · Amount on Record
Deed Document Number2025335436
Deed Book / Page586 / 377
Prior Transfer DateJun 14, 2022
Prior Transfer Doc00D569/548
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITLEY KY
Property Address395 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665

Mortgage

Document Number00M738/345
DateFeb 5, 2026
Book PageM738/345
Instrument356138
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITLEY KY
Recording DateJul 5, 2022
Property Address395 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665
Document Number00D569/548
Book / PageD569 / 548
Instrument DateJun 14, 2022
Instrument281543
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address395 MOUNTAIN VIEW RD, 395, WILLIAMSBURG, KY 40769-9665

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address395 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665

Mortgage

Document Number0000281544
DateJul 5, 2022
Instrument281544
Lender
NameL&N FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJul 1, 2027
Change Frequency5 Years
Min Rate At Change6%
Max Rate At Change8%
IndexOther
Max Rate12%

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWhitley County
Unified School DistrictWhitley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,065.00 (+31.86%)$263,500 (+25.48%)$263,500 (+25.48%)
2023$1,566.00$210,000$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 88% of Kentucky
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMBERLAND FALLS HIGHWAY WATER DISTRICT
serves 9,498 people · EPA ID KY1180093
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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