395 Melbourne Trl, Graford, TX 76449 Property Records

Palo Pinto County property record for 395 Melbourne Trl, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,650 sqft · built 1997
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Tax Bill	$20,573 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000013458`

Property Details

APN / Parcel Number

Primary APN	`R000013458`
Alternative APN	`110252480`

Interior

Building Area	3,650 sqft Living Area
Gross Area	1,978 sqft
2nd Floor Area	400 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 1997
Lot Area	13,809 sqft (0.317 acres)
Porch	Porch
Porch Area	922 sqft
Patio Area	459 sqft

Location & Zoning

Account Number	R000013458
Old Parcel Number	R000013458
Street Address	395 MELBOURNE TRL
City	GRAFORD
State	TX
Zip	76449-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VIII LOT 148 G#C0250-08-00000-148-00-0
Legal Subdivision	CLIFFS PHASE VIII
Legal Phase	8
Legal Lot Number	148
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2033
Census Tract	200

Owner

Source: Palo Pinto County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	301 COUNTY ROAD 439, THORNDALE, TX 76577-8703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Vendor's Lien, Transfer · Conventional Mortgage R BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 29, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023
Deed Sale	Dec 19, 2023
Prior Sale	Dec 4, 2015
Deed Document Number	6773
Deed Book / Page	2526 / 479
Record Updated	Jun 8, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Dec 19, 2023
Property Address	395 MELBOURNE TRL, GRAFORD, TX 76449-5139
Document Number	002526/478
Book / Page	2526 / 478
Map Reference	VOL 7 PG 50
Instrument Date	Dec 18, 2023
Instrument	2023-00006773
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 CAMINO DERECHO, WIMBERLEY, TX 78676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COUNTY ROAD 439, THORNDALE, TX 76577-8703

Mortgage

Document Number	202300006774
Date	Dec 19, 2023
Instrument	2023-00006774

Lender

Name	R BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	395 MELBOURNE TRL, GRAFORD, TX 76449-5139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2340/570
Date	Oct 20, 2020
Book Page	2340/570
Instrument	2020-00005899

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALO PINTO TX
Recording Date	May 29, 2018
Property Address	395 MELBOURNE TRL, GRAFORD, TX 76449-5139
Document Number	2228/0746
Book / Page	2228 / 0746
Map Reference	VOL 7 PG 50
Instrument Date	May 3, 2018
Instrument	2018-00002546
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	131 CAMINO DERECHO, WIMBERLEY, TX 78676-5843

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,396,920 (+18.61%) Land $330,980 Building $1,065,940	$1,396,920 (+18.61%) Land $330,980 Building $1,065,940
2024	$20,573.00 (+28.85%)
2023	$15,967.00 (-11.51%)	$1,177,720 Land $330,980 Building $846,740	$1,177,720 Land $330,980 Building $846,740
2022	$18,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Nextlink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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