Somerset County and Bernards Township property record for 395 Lyons Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 2,590 sqft · built 1978 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $582,000 (Jul 2004) |
| Tax Bill | $14,424 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-07002-0000-00045 |
| Primary APN | 02-07002-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,590 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 51,401 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200106000000120 |
|---|---|
| Street Address | 395 LYONS RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 7002 |
| Legal Lot Number | 45 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 54100 |
Source: Somerset County and Bernards Township records · APN 02-07002-0000-00045
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 LYONS RD, BASKING RIDGE, NJ 07920-2468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Sep 07, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| May 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2004 · Amount on Record |
| Deed Sale | Jul 02, 2004 · Amount on Record |
| Deed Book / Page | 5611 / 1299 |
| Last Transfer Date | Mar 04, 2022 |
| Transfer Doc | 0000038087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 395 LYONS RD, BASKING RIDGE, NJ 07920-2468 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000008830 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 7427/3900 |
| Instrument | 2022008830 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 07, 2022 |
| Property Address | 395 LYONS RD, BASKING RIDGE, NJ 07920-2468 |
| Document Number | 0000038087 |
| Book / Page | 7468 / 778 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 2022038087 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1130 EAST HAWKINS PARKWAY, 1130, LONGVIEW, NJ |
| Name | Verified Name |
|---|---|
| Address | 395 LYONS RD, BASKING RIDGE, NJ 07920-2468 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 395 LYONS RD, BASKING RIDGE, NJ 07920-2468 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029196 |
|---|---|
| Date | May 07, 2021 |
| Book Page | 7340/192 |
| Instrument | 2021029196 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $913,500 (+6.9%) Land $363,200 Building $550,300 | $913,500 (+6.9%) Land $363,200 Building $550,300 | |
| 2025 | $14,424.00 (+4.11%) | $854,500 (+21.05%) Land $345,200 Building $509,300 | $854,500 (+21.05%) Land $345,200 Building $509,300 |
| 2024 | $13,854.00 (+1.87%) | ||
| 2023 | $705,900 Land $291,200 Building $414,700 | $705,900 Land $291,200 Building $414,700 | |
| 2022 | $13,600.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350541005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 137 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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