Jackson County property record for 395 Lighthouse Ln, Horton, MI 49246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,850 sqft · built 2002 |
| Lot Size | 0.493 acres (21,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,750 (Nov 2020) |
| Tax Bill | $5,890 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-18-30-401-007-01 |
| Primary APN | 000-18-30-401-007-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 21,475 sqft (0.493 acres) |
| Lot Dimensions | 226 ft deep x 40 ft wide |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 395 LIGHTHOUSE LN |
|---|---|
| City | HORTON |
| State | MI |
| Zip | 49246-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-1 |
| Legal Description | BEG AT CEN OF SEC 30 TH S ALG N&S 1/4 LN 579.07 FT TH SELY PAR WITH SHORE OF ROUND LAKE 165 FT TH S PAR WITH N&S 1/4 LN 80 FT |
| Legal Range | 01W |
| Legal Township | 04S |
| Legal Section | 30 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 6301 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 LIGHTHOUSE LN, HORTON, MI 49246-9695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTRAL LLC |
| Oct 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Nov 10, 2020 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Document Number | 20202864577 |
| Deed Book / Page | 2173 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 395 LIGHTHOUSE LN, HORTON, MI 49246-9695 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 395 LIGHTHOUSE LN, HORTON, MI 49246-9695 |
| Document Number | 0002927682 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 2221/1191 |
| Instrument | 2927682 |
| Name | MORTGAGE CENTRAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 06012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 395 LIGHTHOUSE LN, HORTON, MI 49246-9695 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 395 LIGHTHOUSE LN, HORTON, MI 49246-9695 |
| Document Number | 0002924602 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 2219/711 |
| Instrument | 2924602 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Nov 10, 2020 |
| Property Address | 395 LIGHTHOUSE LN, HORTON, MI 49246-9695 |
| Document Number | 0002864577 |
| Book / Page | 002173 / 000488 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 2864577 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 LIGHTHOUSE LN HORTON MI 492469695, HORTON, MI 49246-9695 |
| Document Number | 2864578 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 002173/000489 |
| Instrument | 2864578 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Liberty Township |
| Unified School District | Hanover-Horton Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,900 (+0.98%) | $679,800 (+0.98%) | |
| 2025 | $5,890.00 (-21.24%) | $336,600 (+17.28%) | $673,200 (+17.28%) |
| 2024 | $7,478.00 (+58.6%) | ||
| 2023 | $287,000 | $574,000 | |
| 2020 | $4,715.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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