395 Kaptain Dr, Monticello, FL 32344 Property Records

Jefferson County property record for 395 Kaptain Dr, Monticello, FL 32344 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,112 sqft · built 2006
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Owner Names on File
Last Sale	$220,500 (Apr 2014)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-1S-4E-0795-0000-0090`

Property Details

APN / Parcel Number

Primary APN	`08-1S-4E-0795-0000-0090`
Alternative APN	`7344`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	99,752 sqft (2.29 acres)
Garage Area	690 sqft
Porch	Open Porch
Porch Area	318 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	395 KAPTAIN DR
City	MONTICELLO
State	FL
Zip	32344-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.29 ACRES LOT 9 SOUTHERN GROVE ESTATES SUBD --PLAT BK B P 85 & ORB 605 P 359 & 640 P 43 & 645 P 46 & 651 P 321 & ORB 700 P
Legal Range	04E
Legal Township	01S
Legal Section	08
Legal Subdivision	SOUTHERN GROVE EST
Legal Lot Number	9
Jurisdiction	JEFFERSON FL
Township / Civil Division	WACISSA
Census Block Group	3
Census Block	3031
Census Tract	250200

Owner

Source: Jefferson County records · APN 08-1S-4E-0795-0000-0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	395 KAPTAIN DR, MONTICELLO, FL 32344-8105
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit ENVISION CU
Nov 07, 2019	Deed of Trust, Mortgage · Line of Credit ENVISION CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2014 · Amount on Record
Deed Sale	Apr 29, 2014 · Amount on Record
Prior Sale	Jul 09, 2010 · Amount on Record
Deed Document Number	201433001045
Deed Book / Page	0700 / 0603
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	395 KAPTAIN DR, MONTICELLO, FL 32344-8105
Transaction Type	Mortgage
Record Updated	Feb 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 KAPTAIN DR, MONTICELLO, FL 32344-8105

Mortgage

Document Number	0007990290
Date	Mar 12, 2021
Book Page	799/290
Instrument	202133000802

Lender

Name	ENVISION CU
Type	Credit Union
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	395 KAPTAIN DR, MONTICELLO, FL 32344-8105
Document Number	0007760656
Instrument Date	Nov 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 KAPTAIN DR MONTICELLO FL 323448105, MONTICELLO, FL 32344-8105

Mortgage

Document Number	0007760656
Date	Nov 25, 2019
Book Page	000776/000656
Instrument	33003190

Lender

Name	ENVISION CU
Type	Credit Union
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,583.00 Homeowner's exemption	$203,464 (+2.99%)	$255,053 (-1.15%) Land $34,350 Building $220,703
2024	$2,583.00 (+2.74%) Homeowner's exemption	$197,566 (+3%)	$258,018 (+4.09%) Land $34,350 Building $223,668
2023	$2,514.00 (+7.34%) Homeowner's exemption	$191,812 (+3%)	$247,884 (+13.16%) Land $23,358 Building $224,526
2022	$2,342.00 Homeowner's exemption	$186,225	$219,060 Land $13,053 Building $206,007

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (12065C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120652502003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1991–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2016, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
AT&T	Fixed Wireless	25 / 3
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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