St. Johns County property record for 395 Jennie Lake Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,077 sqft · built 2019 |
| Lot Size | 0.61 acres (26,571 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Aug 2025) |
| Tax Bill | $4,743 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 026484-0860 |
| Primary APN | 026484-0860 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,077 sqft Living Area |
| Gross Area | 3,832 sqft |
| 1st Floor Area | 2,642 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,571 sqft (0.61 acres) |
| Garage Type | Attached |
| Garage Area | 555 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 200 sqft |
| Patio Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 395 JENNIE LAKE CT |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32095-8976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 86 OR6206/1929 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASES 2A AND 2B |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Feb 1, 2022 | Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC |
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 14, 2020 | Deed of Trust, Mortgage · VA Mortgage ELEVEN MTG |
| Sep 13, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTY HOME MORTGAGE CORP |
| Apr 18, 2018 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2019 · Amount on Record |
| Deed Document Number | 202568001 |
| Deed Book / Page | 6206 / 1929 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 395 JENNIE LAKE CT, ST AUGUSTINE, FL 32095-8976 |
| Document Number | 0057710817 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 5771/817 |
| Instrument | 2023044015 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Document Number | 0054821188 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 5482/1188 |
| Instrument | 2022011393 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 395 JENNIE LAKE CT, ST AUGUSTINE, FL 32095-8976 |
| Document Number | 0056260679 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 5626/679 |
| Instrument | 2022083917 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Document Number | 0050810952 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 395 JENNIE LAKE CT ST AUGUSTINE FL 320958976, ST AUGUSTINE, FL 32095-8976 |
| Document Number | 0050810952 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 005081/000952 |
| Instrument | 95422 |
| Name | ELEVEN MTG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Document Number | 0047940113 |
| Book / Page | 4794 / 0113 |
| Map Reference | MB 74 PG 86-98 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019067672 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,533.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORPORATE SQUARE BLVD, 2120, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Document Number | 0004794115 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 4794/115 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 18, 2018 |
| Property Address | 395 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8976 |
| Document Number | 0045330848 |
| Book / Page | 004533 / 000848 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 26162 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976 |
| Document Number | 45330848 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 004533/000848 |
| Instrument | 26162 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | 70 N BAYLEN ST, PENSACOLA, FL 32502-5613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,486 (+41.08%) Land $100,000 Building $416,486 | $516,486 (-3.5%) Land $100,000 Building $416,486 | |
| 2025 | $4,743.00 (+12.39%) Homeowner's exemption | $366,101 (+2.9%) | $535,206 (+2.72%) Land $100,000 Building $435,206 |
| 2024 | $4,220.00 (+1.96%) Homeowner's exemption | $355,783 (+3%) | $521,025 (-) Land $100,000 Building $421,025 |
| 2023 | $4,139.00 (+2.83%) Homeowner's exemption | $345,420 (+3%) | $521,025 (+6.09%) Land $100,000 Building $421,025 |
| 2022 | $4,025.00 Homeowner's exemption | $335,359 | $491,098 Land $89,600 Building $401,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 27.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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