395 Highland Rdg, Colgate, WI 53017 Property Records

Washington County property record for 395 Highland Rdg, Colgate, WI 53017

Property Summary

Property Type	Single Family Home
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$880,000 (Oct 2021)
Tax Bill	$8,043 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`V10-1250010`

Property Details

APN / Parcel Number

Primary APN	`V10-1250010`

Exterior

Lot Area	95,832 sqft (2.2 acres)

Location & Zoning

Street Address	395 HIGHLAND RDG
City	COLGATE
State	WI
Zip	53017-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 NW HIGHLAND RIDGE LOT 10 DOC 1545835
Legal Subdivision	HIGHLAND RIDGE
Legal Lot Number	10
Jurisdiction	WASHINGTON WI
Township / Civil Division	RICHFIELD
Census Block Group	4
Census Block	4008
Census Tract	460101

Owner

395 Highland Rdg is owned and occupied by an individual who bought it in October 2021.

Source: Washington County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	395 HIGHLAND RDG, COLGATE, WI 53017-9573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage EASY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	1545835
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON WI
Property Address	395 HIGHLAND RDG, COLGATE, WI 53017-9573
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 HIGHLAND RDG, COLGATE, WI 53017-9573

Mortgage

Document Number	0001551782
Date	Dec 20, 2021
Instrument	1551782

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON WI
Recording Date	Oct 12, 2021
Property Address	395 HIGHLAND RDG, COLGATE, WI 53017-9573
Document Number	0001545835
Instrument Date	Sep 15, 2021
Instrument	1545835
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 HIGHLAND RDG, COLGATE, WI 53017-9573

Mortgage

Document Number	0001545836
Date	Oct 12, 2021
Instrument	1545836

Lender

Name	EASY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.62%
Index	Other
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 395 Highland Rdg was $8,043.

Source: Washington County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Washington County
Municipality	Richfield Village
Elementary School District	Holy Hill Area School District (PK - 08)
Secondary School District	Hartford Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,043.00	$675,200 Land $142,500 Building $532,700	$984,786 Land $207,838 Building $776,948
2023	$7,060.00 (+0.11%)	$675,200 (-) Land $142,500 Building $532,700	$870,490 (+23.63%) Land $183,716 Building $686,774
2022	$7,052.00	$675,200 Land $142,500 Building $532,700	$704,109 Land $148,601 Building $555,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Highland Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Highland Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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