Luzerne County property record for 395 Harding St, Exeter, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 1973 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,000 (Oct 2020) |
| Tax Bill | $3,754 (2026) |
| Deeds & Mortgages | Aug 2023 Sale Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-E10S2-027-01B |
| Primary APN | 16-E10S2-027-01B |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Old Parcel Number | 16-E10S2-027-01B |
|---|---|
| Street Address | 395 HARDING ST |
| City | EXETER |
| State | PA |
| Zip | 18643-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEE DEV1 MB 403-46 |
| Legal Block | 27 |
| Legal Lot Number | 1B |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 211101 |
Source: Luzerne County records · APN 16-E10S2-027-01B
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 395 HARDING ST, EXETER, PA 18643-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed, Transfer |
| Oct 14, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 07, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on Record |
| Deed Sale | Oct 14, 2020 · Amount on Record |
| Prior Sale | Aug 30, 2001 · Amount on Record |
| Deed Document Number | 202049307 |
| Deed Book / Page | 3020 / 205226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Aug 22, 2023 |
| Property Address | 395 HARDING ST, EXETER, PA 18643-1044 |
| Document Number | 0000044311 |
| Book / Page | 3023 / 155800 |
| Instrument Date | Aug 12, 2023 |
| Instrument | 202344311 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 395 HARDING ST, EXETER, PA 18643-1044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Oct 14, 2020 |
| Property Address | 395 HARDING ST, EXETER, PA 18643-1044 |
| Document Number | 0000049307 |
| Book / Page | 003020 / 205226 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 49307 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3386 BRISTOL RD CHALFONT PA 189143444, CHALFONT, PA 18914-3444 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 395 HARDING ST, EXETER, PA 18643-1044 |
| Document Number | 0000004410 |
| Instrument Date | Jan 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 395 HARDING ST EXETER PA 186431044, EXETER, PA 18643-1044 |
| Document Number | 0000004410 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 003020/015235 |
| Instrument | 4410 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 22, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Luzerne County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Exeter Borough |
| Unified School District | Wyoming Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,754.00 (+0.03%) Homeowner's exemption | $122,700 (-) Land $20,000 Building $102,700 | |
| 2025 | $3,753.00 (+8.75%) | ||
| 2024 | $122,700 (-) Land $20,000 Building $102,700 | ||
| 2023 | $3,451.00 (+4.51%) | $122,700 Land $20,000 Building $102,700 | |
| 2022 | $3,302.00 | ||
| 2009 | $122,700 Land $20,000 Building $102,700 |
Source: FEMA National Flood Hazard Layer as of November 11, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (1978–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAW NESBITT private · serves 52,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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