Onslow County property record for 395 Fire Tower Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 1962 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,000 (May 1988) |
| Tax Bill | $741 (2026) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-9 |
| Primary APN | 48-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 51,836 sqft (1.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 461228000 |
|---|---|
| Street Address | 395 FIRE TOWER RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-8161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | TR3 J HEATH & M LILLEY |
| Legal Subdivision | JOSEPH D. HEATH JR. + MELTON G. LILLEY |
| Legal Tract | 3 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 205 |
395 Fire Tower Rd is owner-occupied and held in a trust since April 2020.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 395 FIRE TOWER RD, RICHLANDS, NC 28574-8161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1988 · Amount on File |
| Deed Sale | May 19, 1988 · Amount on File |
| Deed Book / Page | 878 / 141 |
| Last Transfer Date | Apr 14, 2020 |
| Transfer Doc | 0051830670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 10, 2020 |
| Property Address | 395 FIRE TOWER RD, RICHLANDS, NC 28574-8161 |
| Document Number | 0051830670 |
| Book / Page | 005183 / 000670 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 395 FIRE TOWER RD RICHLANDS NC 285748161, RICHLANDS, NC 28574-8161 |
The 2026 property tax bill for 395 Fire Tower Rd was $741, up 0.7% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $741.00 (+0.68%) | $186,522 (+64.78%) Land $68,140 Building $118,382 | $186,522 (+64.78%) Land $68,140 Building $118,382 |
| 2025 | $736.00 | $113,195 Land $30,760 Building $82,435 | $113,195 Land $30,760 Building $82,435 |
| 2023 | $736.00 | $112,405 Land $30,760 Building $81,645 | $112,405 Land $30,760 Building $81,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 Fire Tower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Fire Tower Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINTREE/SUMMERSILL ESTATES #2 private · serves 1,539 people · EPA ID NC0467222 |
|---|---|
| Water Source | Purchased groundwater from ONSLOW WTR AND SEWER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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