395 Evans Rd, Mathews, VA 23109 Property Records

Mathews County property record for 395 Evans Rd, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,776 sqft · built 1900
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (May 2016)
Tax Bill	$4,378 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`25-10-1A`

Property Details

APN / Parcel Number

Primary APN	`25-10-1A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Roof Type	Hip
Roof Material	Slate
Lot Area	138,521 sqft (3.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	395 EVANS RD
City	MATHEWS
State	VA
Zip	23109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 3.180 0000/
Legal Lot Number	1A
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1010
Census Tract	951402

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 JONES MILL LN, WILLIAMSBURG, VA 23185-3370
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · VA Mortgage CHESAPEAKE BANK
Jul 10, 2020	Deed of Trust, Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2016 · Amount on Record
Deed Sale	May 2, 2016 · Amount on Record
Prior Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	2016553
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	395 EVANS RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000202
Date	Feb 17, 2017
Instrument	170000202

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	395 EVANS RD, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jul 23, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000912
Date	Jul 10, 2020
Instrument	200000912

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,378.00 (+0.02%)	$706,100 (-) Land $216,200 Building $489,900
2025	$4,377.00 (+10.7%)
2023	$3,954.00	$706,100 Land $216,200 Building $489,900	$706,100 Land $216,200 Building $489,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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