395 Elgin Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 395 Elgin Ave, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,158 sqft · built 1988
Lot Size0.118 acres (5,135 sqft)
Owner2 Company Names on Record
Last Sale$385,000 (Dec 2020)
Tax Bill$4,539 (2026)
Deeds & MortgagesJun 2026 Transfer
Dec 2020 Sale
+ 3 more
Flood ZoneZone X (moderate risk)
APN062-350-060-000

Property Details

APN / Parcel Number

Primary APN062-350-060-000
Alternative APN
  • 062-350-06

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,158 sqft Living Area
1st Floor Area1,158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,135 sqft (0.118 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number062-350-06
Street Address395 ELGIN AVE
CityLODI
StateCA
Zip95240-7882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description86 FM 062-060-11
Legal SubdivisionBURGUNDY VILLAGE
Legal Block2
Legal Lot Number6
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2012
Census Tract4402

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 885, WOODBRIDGE, CA 95258-0885
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Affidavit of Death of Trustee, Transfer
Dec 24, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE
Apr 6, 2018Grant Deed, Transfer · Conventional with PMI
STEARNS LNDG
Oct 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2020 · Amount on Record
Deed SaleDec 24, 2020 · Amount on Record
Prior SaleApr 6, 2018 · Amount on Record
Deed Document Number2020182837
Prior Transfer DateOct 10, 2014
Prior Transfer Doc0000119661
Record UpdatedOct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSAN JOAQUIN CA
Recording DateJun 24, 2026
Property Address395 ELGIN AVE, LODI, CA 95240-7882
Document Number0000057363
Instrument DateJun 18, 2026
Instrument202657363
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
InvestorPossibly a Property Investor

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 24, 2020
Property Address395 ELGIN AVE, LODI, CA 95240-7882
Document Number0000182837
Instrument DateDec 20, 2020
Instrument182837
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$424.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 885 WOODBRIDGE CA 952580885, WOODBRIDGE, CA 95258-0885

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 6, 2018
Property Address395 ELGIN AVE, LODI, CA 95240-7882
Document Number0000038443
Instrument DateApr 3, 2018
Instrument38443
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.55
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address395 ELGIN AVE LODI CA 952407882, LODI, CA 95240-7882

Mortgage

Document Number38444
DateApr 6, 2018
Instrument38444
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 5, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address395 ELGIN AVE, LODI, CA 95240-7882
Document Number0000123571
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyTSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address395 ELGIN AVE LODI CA 952407882, LODI, CA 95240-7882

Mortgage

Document Number0000123571
DateOct 24, 2017
Instrument123571
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 18, 2017
Property Address395 ELGIN AVE, LODI, CA 95240-7882
Document Number0000056155
Instrument DateMay 18, 2017
Instrument56155
Transaction TypeTransfer
Record UpdatedMay 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 ELGIN AVE LODI CA 952407882, LODI, CA 95240-7882

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,539.00 (+0.33%)
2025$4,524.00 (+4.14%)$416,733 (+4.04%) Land $125,560 Building $291,173
2023$4,344.00 (+2.28%)$400,553 Land $120,686 Building $279,867$450,270
2022$4,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.

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