395 Edenvale Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 395 Edenvale Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,224 sqft · built 1985
Lot Size	5.13 acres (223,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,395,000 (May 2004)
Tax Bill	$23,956 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109-201-26`

Property Details

APN / Parcel Number

Primary APN	`109-201-26`
Alternative APN	`109-201-26-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	4,224 sqft Living Area
Gross Area	5,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Tile
Lot Area	223,855 sqft
View / Lot	Mountain
Garage Type	Attached
Garage Area	1,078 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	395 EDENVALE RD
City	WATSONVILLE
State	CA
Zip	95076-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PM44 58
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1034
Census Tract	123300

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 EDENVALE RD, WATSONVILLE, CA 95076-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 8, 2019	Deed of Trust, Mortgage OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2004 · Amount on Record
Deed Sale	May 20, 2004 · Amount on Record
Deed Document Number	200436053
Prior Transfer Date	Oct 2, 2000
Prior Transfer Doc	0000057087
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	395 EDENVALE RD, WATSONVILLE, CA 95076-9773
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 EDENVALE RD, WATSONVILLE, CA 95076-9773

Mortgage

Document Number	0000016209
Date	May 24, 2022
Instrument	2022-0016209

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	395 EDENVALE RD, WATSONVILLE, CA 95076-9773
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 EDENVALE RD D, D, WATSONVILLE, CA 95076-9773

Mortgage

Document Number	0000001241
Date	Jan 12, 2022
Instrument	2022-0001241

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	395 EDENVALE RD, WATSONVILLE, CA 95076-9773
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001745
Date	Jan 23, 2019
Instrument	2019-0001745

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	395 EDENVALE RD, WATSONVILLE, CA 95076-9773
Document Number	0000004196
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 EDENVALE RD WATSONVILLE CA 950769773, WATSONVILLE, CA 95076-9773

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,023,075 (+2%) Land $1,094,926 Building $928,149
2025	$23,956.00 (+12.73%) Homeowner's exemption	$1,983,407 (+4.04%) Land $1,073,457 Building $909,950
2023	$21,251.00 (+1.77%) Homeowner's exemption	$1,906,388 Land $1,031,773 Building $874,615	$2,066,760
2022	$20,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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