395 Echo Point Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 395 Echo Point Rd, Dunlap, TN 37327 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2012
Square Footage	2,700 sqft Living Area
Lot Size	102,802 sqft (2.35 acres)
Garage	Detached, 288 sqft
Occupancy	Owner Occupied
Tax Bill	$1,561.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`077019 03206`
Alternative APN	`019 03206`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Building Area	2,700 sqft Living Area
1st Floor	1,841 sqft 1st Floor
Upper Floors	859 sqft Upper Floors
Basement Area	506 sqft Basement
Finished Basement	506 sqft Finished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	102,802 sqft (2.35 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	288 sqft Garage

Exterior Amenities

Deck Area	72 sqft Deck
Patio Area	72 sqft Patio
Porch	Open Porch
Porch Area	115 sqft Porch
Topography	Mountain Topography
Utility Building	96 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	395 ECHO POINT RD
City	DUNLAP
State	TN
Zip	37327
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: ECHO POINT
Legal Subdivision	ECHO POINT
Legal Lot Number	3
Jurisdiction	SEQUATCHIE TN
Minor Civil Division	2
Census Blockgroup	2
Census Block	2026
Census Tract	60102

Owner

Source: Sequatchie County records · APN 077019 03206

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	395 ECHO POINT RD, DUNLAP, TN 37327
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Correction Deed · Line of Credit TENNESSEE VALLEY FCU
Oct 27, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE INVTRS
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VLY BK
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWER CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Doc Number	0000441342
Deed Book / Page	406 / 599
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	20002689
Record Refreshed	Jun 08, 2026

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	May 23, 2022
Property Address	395 ECHO POINT RD, DUNLAP, TN 37327
Document Number	0000001528
Book / Page	441 / 342
Instrument Date	May 20, 2022
Instrument	22001528
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001529
Date	May 23, 2022
Book Page	441/343
Instrument	22001529

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 27, 2020
Property Address	395 ECHO POINT RD, DUNLAP, TN 37327
Document Number	0000002689
Book / Page	000406 / 000599
Instrument Date	Oct 27, 2020
Instrument	2689
Transaction Type	Transfer
Record Updated	Nov 05, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ECHO PT DUNLAP TN 373276918, DUNLAP, TN 37327-6918

Mortgage

Document Number	2690
Date	Oct 27, 2020
Book Page	000406/000602
Instrument	2690

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	395 ECHO POINT RD, DUNLAP, TN 37327
Document Number	0000002433
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 02, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife

Mortgage

Document Number	0000002433
Date	Oct 24, 2018
Book Page	000375/000175
Instrument	2433

Lender

Name	MOUNTAIN VLY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 29, 2017
Property Address	395 ECHO POINT RD, DUNLAP, TN 37327
Document Number	0000001306
Book / Page	000356 / 000238
Instrument Date	Jun 23, 2017
Instrument	1306
Transaction Type	Transfer
Record Updated	Jul 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	PO BOX 297 DUNLAP TN 373270297, DUNLAP, TN 37327-0297

Mortgage

Document Number	1307
Date	Jun 29, 2017
Book Page	000356/000241
Instrument	1307

Lender

Name	TOWER CMNTY BK
Address	JASPER, TN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Sequatchie County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00	$85,000 (-) Land $3,900 Building $81,100
2023	$1,561.00 (+27.22%)	$85,000 (+69.24%) Land $3,900 Building $81,100	$340,000 (+69.24%) Land $15,600 Building $324,400
2022	$1,227.00	$50,225 Land $2,250 Building $47,975	$200,900 Land $9,000 Building $191,900

Flood & Wildfire

395 Echo Point Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Sequatchie County (47153C), updated November 27, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 63rd percentile of exposed land nationally · 86th in Tennessee
Wildfire Likelihood	Moderate — about 1 in 476 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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