Morgan County property record for 395 E Upper River Rd, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,084 sqft · built 1981 |
| Lot Size | 0.427 acres (18,630 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2023) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-03-07-0-000-031.000 |
| Primary APN | 11-03-07-0-000-031.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,630 sqft (0.427 acres) |
| Lot Dimensions | 162 ft deep x 115 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 596520 |
|---|---|
| Street Address | 395 E UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5, SANDY ACRES S/D; PLAT 6, PG 90; SEC 7, T6S, R3W |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 07 |
| Legal Subdivision | SANDY ACRES S/D |
| Legal Lot Number | 5 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 5404 |
Source: Morgan County records · APN 11-03-07-0-000-031.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 354 RIVERVIEW DR, DECATUR, AL 35603-6014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed, Transfer · Conventional Mortgage RIVER BANK & TRUST |
| Jul 05, 2023 | Deed, Transfer · Conventional Mortgage RIVER BANK & TRUST |
| May 08, 2023 | Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2023 · Amount on Record |
| Deed Sale | Jul 05, 2023 · Amount on Record |
| Prior Sale | May 08, 2023 · Amount on Record |
| Deed Book / Page | 2023 / 5776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 05, 2023 |
| Property Address | 395 E UPPER RIVER RD, DECATUR, AL 35603-5485 |
| Document Number | 02023/5776 |
| Book / Page | 2023 / 5776 |
| Map Reference | MB 6 PG 90 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 DERWENT LN NW, HUNTSVILLE, AL 35810-6203 |
| Name | Verified Name |
|---|---|
| Address | 354 RIVERVIEW DR, DECATUR, AL 35603-6014 |
| Document Number | 0202320922 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 2023/20922 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 05, 2023 |
| Property Address | 395 E UPPER RIVER RD, DECATUR, AL 35603-5485 |
| Document Number | 02023/5776 |
| Book / Page | 2023 / 5776 |
| Map Reference | MB 6 PG 90 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 DERWENT LN NW, HUNTSVILLE, AL 35810-6203 |
| Name | Verified Name |
|---|---|
| Address | 354 RIVERVIEW DR, DECATUR, AL 35603-6014 |
| Document Number | 2023/20922 |
|---|---|
| Date | Jul 05, 2023 |
| Book Page | 2023/20922 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2053 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 08, 2023 |
| Property Address | 395 E UPPER RIVER RD, DECATUR, AL 35603-5485 |
| Document Number | 02023/3837 |
| Book / Page | 2023 / 3837 |
| Map Reference | MB 6 PG 9 |
| Instrument Date | May 25, 2004 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 395 E UPPER RIVER RD, DECATUR, AL 35603-5485 |
| Name | Verified Name |
|---|---|
| Address | 174 DERWENT LN NW, HUNTSVILLE, AL 35810-6203 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Priceville City |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 (+4.27%) | $13,850 (+3.9%) Land $3,630 Building $10,220 | $138,500 (+3.9%) Land $36,300 Building $102,200 |
| 2024 | $13,330 (-35.54%) Land $3,300 Building $10,030 | $133,300 (+28.92%) Land $33,000 Building $100,300 | |
| 2023 | $445.00 (+33.63%) | $20,680 (+1%) Land $3,600 Building $17,080 | $103,400 (-) Land $18,000 Building $85,400 |
| 2022 | $333.00 Homeowner's exemption | $10,340 Land $1,800 Building $8,540 | $103,400 Land $18,000 Building $85,400 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 138 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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