395 E Central Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 395 E Central Ave, Morgan Hill, CA 95037 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2008
Square Footage2,764 sqft Living Area
Lot Size4,573 sqft (0.104 acres)
OccupancyOwner Occupied
Last Sale$1,450,000 (2022)
Tax Bill$14,726.00 (2025)

Property Details

APN / Parcel Number

Primary APN726-26-050

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Building Area2,764 sqft Living Area
1st Floor1,552 sqft 1st Floor
2nd Floor1,212 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2008
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area4,573 sqft (0.104 acres)
Parking Spaces2 Parking Spaces
Garage Area411 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address395 E CENTRAL AVE
CityMORGAN HILL
StateCA
Zip95037-5191
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 9858 LOT 37
Legal SubdivisionVIENTO PHASE 3
Legal Tract9858
Legal Lot Number37
JurisdictionSANTA CLARA CA
Minor Civil DivisionSOUTH SANTA CLARA VALLEY
Census Blockgroup1
Census Block1000
Census Tract512311

Owner

Source: Santa Clara County records · APN 726-26-050

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address395 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 02, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
MUFG UNION BANK NA
Sep 07, 2018Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleApr 30, 2015 · Amount on Record
Deed Doc Number25356474
Record RefreshedJun 08, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateAug 10, 2022
Property Address395 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Document Number0025356474
Map ReferenceMB 824 PG 43&44
Instrument DateAug 04, 2022
Instrument25356474
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address395 E CENTRAL AVE, MORGAN HILL, CA 95037-5191

Mortgage

Document Number0025356475
DateAug 10, 2022
Instrument25356475
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther
Max Rate10%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address395 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023923109
DateMay 02, 2018
Instrument23923109
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateMay 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address395 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024019035
DateSep 07, 2018
Instrument24019035
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,726.00 (+3.22%)$1,289,019 (+4.04%) Land $925,866 Building $363,153
2023$14,267.00 (+44.74%)$1,238,966 Land $889,914 Building $349,052
2022$9,857.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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