Lake County property record for 395 E 309th St, Willowick, OH 44095 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,108 sqft Living Area |
| Lot Size | 6,525 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2026) |
| Tax Bill | $4,408.00 (2024) |
| Primary APN | 28-A-043-I-00-059-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,108 sqft Living Area |
| 1st Floor | 1,108 sqft 1st Floor |
| Family Room | Family Room |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,525 sqft (0.149 acres) |
| Depth X Width | 145 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 340 sqft Garage |
| Deck Area | 80 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft Porch |
| Canopy Area | 24 sqft Canopy |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | D 70 |
|---|---|
| Street Address | 395 E 309TH ST |
| City | WILLOWICK |
| State | OH |
| Zip | 44095-3713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2, 3 & 9 TRACT 16 |
| Legal Subdivision | BAYRIDGE SUBDIVISION |
| Legal Tract | 16 |
| Legal Lot Number | 390 |
| Jurisdiction | LAKE OH |
| Minor Civil Division | WILLOWICK |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 200300 |
Source: Lake County records · APN 28-A-043-I-00-059-0
Assessment roll updated August 1, 2024 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 E 309TH ST, WILLOWICK, OH 44095-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL RESOURCES INC |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2001 |
| Deed Doc Number | 2026R003909 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 26, 2026 |
| Property Address | 395 E 309TH ST, WILLOWICK, OH 44095-3713 |
| Document Number | 0000003909 |
| Map Reference | VOL G PG 66 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026R003909 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 E 309TH ST, WILLOWICK, OH 44095-3713 |
| Document Number | 0000003910 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026R003910 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 395 E 309TH ST, WILLOWICK, OH 44095-3713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013348 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018R013348 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Lake County records · Assessment roll updated August 1, 2024 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,408.00 (-5.99%) Homeowner's exemption | $69,360 (+53.21%) Land $13,030 Building $56,330 | $198,170 (+53.23%) Land $37,240 Building $160,930 |
| 2023 | $4,689.00 (+43.61%) Homeowner's exemption | $45,270 (-) Land $10,410 Building $34,860 | |
| 2022 | $3,265.00 Homeowner's exemption | $45,270 Land $10,410 Building $34,860 | |
| 2021 | $129,330 Land $29,730 Building $99,600 |
395 E 309th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lake County (39085C), updated December 14, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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