395 E 232nd St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 395 E 232nd St, Euclid, OH 44123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,222 sqft · built 1947
Lot Size0.118 acres (5,146 sqft)
OwnerOwner Name on Record
Last Sale$59,000 (Jan 2009)
Tax Bill$1,774 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN644-28-040

Property Details

APN / Parcel Number

Primary APN644-28-040

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,222 sqft Living Area
1st Floor Area826 sqft
2nd Floor Area396 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,146 sqft (0.118 acres)
Lot Dimensions83 ft deep x 120 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address395 E 232ND ST
CityEUCLID
StateOH
Zip44123-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionMOSES TR TR 19 BENTONHO 0142 ALL
Legal SubdivisionBENTON HOMES
Legal TractTR
Legal Lot Number142
JurisdictionCUYAHOGA OH
Township / Civil DivisionEUCLID
Census Block Group1
Census Block1008
Census Tract152202

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address395 E 232ND ST, EUCLID, OH 44123-1539
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2009 · Amount on Record
Deed SaleJan 30, 2009 · Amount on Record
Prior SaleJan 30, 2009
Deed Document Number0001300603
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address395 E 232ND ST, EUCLID, OH 44123-1539
Transaction TypeMortgage
Record UpdatedJun 16, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000174
DateMay 25, 2022
Instrument202205250174
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityEuclid City
Unified School DistrictEuclid City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,774.00 (+1.43%) Homeowner's exemption Senior Citizen's exemption$36,760 (-) Land $8,020 Building $28,740
2024$1,749.00 (+7.63%) Homeowner's exemption Senior Citizen's exemption$36,760 (+35.7%) Land $8,020 Building $28,740$105,000 (+35.66%) Land $22,900 Building $82,100
2023$1,625.00 (+0.12%) Homeowner's exemption Senior Citizen's exemption$27,090 (-) Land $5,810 Building $21,280
2022$1,623.00 Homeowner's exemption Senior Citizen's exemption$27,090 Land $5,810 Building $21,280
2021$77,400 Land $16,600 Building $60,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: PCs for People, T-Mobile.

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