395 Cook Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 395 Cook Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,698 sqft · built 1908
Lot Size	0.147 acres (6,396 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Jul 2020)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-23-0051`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-23-0051`
Alternative APNs	`7997277` `9193`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,396 sqft (0.147 acres)
Lot Dimensions	123 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9193
Street Address	395 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55130-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS AND MABONS ADDITION E 1/3 OF LOT 29 AND ALL OF LOT 30
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	LEWIS AND MABONS ADDITION
Legal Lot Number	29,30
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3017
Census Tract	30900

Owner

395 Cook Ave E is owned and occupied by two individuals who bought it in July 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	395 COOK AVE E, SAINT PAUL, MN 55130-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Mar 22, 2013
Deed Document Number	20204823362
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 22, 2020
Property Address	395 COOK AVE E, SAINT PAUL, MN 55130-3825
Document Number	0004823362
Instrument Date	Jul 21, 2020
Instrument	4823362
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 COOK AVE E ST PAUL MN 551303825, ST PAUL, MN 55130-3825

Mortgage

Document Number	4823363
Date	Jul 22, 2020
Instrument	4823363

Lender

Name	HERITAGE BK
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Mortgage

Document Number	4823364,
Date	Jul 22, 2020
Instrument	4823364

Lender

Name	HERITAGE BK
Type	Bank
Address	SPICER, MN 56288

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 395 Cook Ave E was $5,302 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,000 Land $25,000 Building $232,000	$257,000 Land $25,000 Building $232,000
2025	$5,302.00
2023	$3,854.00 Homeowner's exemption	$258,600 Land $20,000 Building $238,600	$258,600 Land $20,000 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 395 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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