395 Conover St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 395 Conover St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 2008
Lot Size	1.83 acres (80,020 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,677 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00129-0000-00089-02`

Property Details

APN / Parcel Number

Primary APN	`21-00129-0000-00089-02`
Alternative APNs	`21001290000000890002` `05279020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
1st Floor Area	1,386 sqft
Upper Floors Area	1,348 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	80,020 sqft
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	05279020
Street Address	395 CONOVER ST
City	HOWELL
State	NJ
Zip	07731-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARE2
Legal Subdivision	SEMINOLE DEV CO
Legal Block	129
Legal Lot Number	89.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3004
Census Tract	811200

Owner

395 Conover St is owned and occupied by two individuals who acquired it in February 2022.

Source: Monmouth County and Howell Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	395 CONOVER ST, HOWELL, NJ 07731-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022
Deed Sale	Feb 9, 2022
Prior Sale	Mar 19, 2007 · Amount on File
Deed Document Number	202215817
Deed Book / Page	9577 / 4542
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	0095774542
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 9, 2022
Property Address	395 CONOVER ST, HOWELL, NJ 07731-1217
Document Number	0095774542
Book / Page	9577 / 4542
Instrument Date	Feb 1, 2022
Instrument	2022015817
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	GERMANTOWN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 CONOVER ST, HOWELL, NJ 07731-1217

Mortgage

Document Number	2022015818
Date	Feb 9, 2022
Instrument	2022015818

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 395 Conover St was $11,677, up 3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,700 (+9.06%) Land $266,300 Building $475,400	$741,700 (+9.06%) Land $266,300 Building $475,400
2025	$11,677.00 (+3.04%)	$680,100 Land $198,800 Building $481,300	$680,100 Land $198,800 Building $481,300
2024	$11,333.00
2023		$611,500 Land $140,300 Building $471,200	$611,500 Land $140,300 Building $471,200
2022	$12,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Conover St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Conover St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20