395 Co Rd 302D, Henderson, TX 75654 Property Records

Rusk County property record for 395 Co Rd 302D, Henderson, TX 75654

Property Summary

Property Type	Rural Home
Details	1,100 sqft · built 1995
Lot Size	12.3 acres (538,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Jan 2007 Mortgage Nov 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`00158-00772-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00158-00772-00000-000000`
Alternative APN	`41183`

Interior

Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	538,227 sqft (12.3 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft

Location & Zoning

Account Number	00158-00772-00000-000000
Street Address	395 COUNTY ROAD 302D
City	HENDERSON
State	TX
Zip	75654-2249
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AB 158 M DEL CARMEL SUR COMB 0.26 AC FROM P13949 FOR 2025 MH ONLY P#74954
Legal Subdivision	M DEL CARMEL
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3031
Census Tract	950501

Owner

395 Co Rd 302D, a rural home, is owned and occupied by two individuals.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	395 COUNTY ROAD 302D, HENDERSON, TX 75654-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2007	Deed of Trust, Mortgage CITIZENS NATIONAL BANK
Nov 6, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	395 COUNTY ROAD 302D, HENDERSON, TX 75654-2249
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002715/289
Date	Jan 17, 2007
Book Page	2715/289
Instrument	042096

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	00000

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2022

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUSK TX
Recording Date	Nov 6, 2024
Property Address	395 COUNTY ROAD 302D, HENDERSON, TX 75654-2249
Document Number	004017/811
Book / Page	4017 / 811
Map Reference	VOL 1897 PG 149
Instrument Date	Nov 6, 2024
Instrument	256481
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 COUNTY ROAD 302D, HENDERSON, TX 75654-2249

Tax Assessment & Valuation

The 2026 property tax bill for 395 Co Rd 302D was $2,971 with a homeowner's exemption, up 220.5% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00 (+220.5%) Homeowner's exemption	$205,190 Land $32,600 Building $172,590	$308,800 (+2.05%) Land $136,210 Building $172,590
2025	$927.00 Homeowner's exemption Additional exemption filed		$302,610 Land $129,980 Building $172,630
2023			$256,970 Land $129,200 Building $127,770
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Co Rd 302D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Co Rd 302D is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 302D

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