Madison County property record for 395 Clover Ave, Comer, GA 30629
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1998 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jul 2022) |
| Tax Bill | $3,812 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0097 001 D |
| Primary APN | 0097 001 D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,540 sqft Heated Area |
| 1st Floor Area | 1,540 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5155 |
|---|---|
| Street Address | 395 CLOVER AVE |
| City | COMER |
| State | GA |
| Zip | 30629-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO-R2 |
| Legal Description | HSE/LOT 3 |
| Legal Subdivision | SHANNON'S PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON GA |
| Township / Civil Division | COMER |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20300 |
Source: Madison County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Jul 21, 2022 | Warranty Deed, Transfer |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Jun 15, 2011 | Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP |
| Jan 6, 2009 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Prior Sale | Jun 15, 2011 · Amount on Record |
| Deed Document Number | 0002063137 |
| Deed Book / Page | 2063 / 137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON GA |
| Property Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 0000002063/0000000139 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 0000002063/0000000139 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Jul 21, 2022 |
| Property Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 002063/137 |
| Book / Page | 2063 / 137 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-001056 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Jul 21, 2022 |
| Property Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 002063/137 |
| Book / Page | 2063 / 137 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-001056 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 0002063139 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2063/139 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Jun 15, 2011 |
| Property Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 001317/198 |
| Book / Page | 1317 / 198 |
| Instrument Date | Jun 1, 2011 |
| Instrument | 095-2011-000529 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 BELVEDERE CT, PUNTA GORDA, FL 33950-6421 |
| Name | Verified Name |
|---|---|
| Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 001317/200 |
|---|---|
| Date | Jun 15, 2011 |
| Book Page | 1317/200 |
| Name | SYNOVUS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Jan 6, 2009 |
| Property Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 001154/001 |
| Book / Page | 1154 / 001 |
| Instrument Date | Dec 30, 2008 |
| Instrument | 095-2009-000004 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946 |
| Name | Verified Name |
|---|---|
| Address | 395 CLOVER AVE, COMER, GA 30629-3448 |
| Document Number | 001154/006 |
|---|---|
| Date | Jan 6, 2009 |
| Book Page | 1154/006 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2039 |
Source: Madison County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Comer City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,812.00 (+1.68%) Homeowner's exemption | $127,748 (+23%) Land $18,000 Building $109,748 | $319,369 (+23.01%) Land $45,000 Building $274,369 |
| 2023 | $3,749.00 (+45.37%) Homeowner's exemption | $103,856 (+16.18%) Land $13,200 Building $90,656 | $259,639 (+16.18%) Land $33,000 Building $226,639 |
| 2022 | $2,579.00 Homeowner's exemption | $89,392 Land $14,400 Building $74,992 | $223,480 Land $36,000 Building $187,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMER serves 1,531 people · EPA ID GA1950002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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