Sandoval County property record for 395 Charing Cross Loop, Bernalillo, NM 87004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,250 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,500 (Nov 2016) |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 1-020-072-220-286 |
| Primary APN | 1-020-072-220-286 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,250 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Account Number | R128947 |
|---|---|
| Street Address | 395 CHARING CROSS LOOP |
| City | BERNALILLO |
| State | NM |
| Zip | 87004-9020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGAL: S: 5 T: 12N R: 4E SUBD: HILL ACRES 2 BLOCK: 4 LOT: 17 UNIT: 2 |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 05 |
| Legal Subdivision | HILL ACRES 2 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Legal Unit | 2 |
| Jurisdiction | SANDOVAL NM |
| Township / Civil Division | RIO RANCHO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 940500 |
Source: Sandoval County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 395 CHARING CROSS LOOP, BERNALILLO, NM 87004-9020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2016 · Amount on Record |
| Deed Sale | Nov 8, 2016 · Amount on Record |
| Prior Sale | Nov 8, 2016 · Amount on Record |
| Deed Document Number | 201625966 |
| Deed Book / Page | 419 / 25966 |
| Prior Transfer Date | Oct 8, 2016 |
| Prior Transfer Doc | 0000023483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDOVAL NM |
| Property Address | 395 CHARING CROSS LOOP, BERNALILLO, NM 87004-9020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | UNKNOWN, FAMS DTO |
| Name | Verified Name |
|---|---|
| Address | 395 CHARING CROSS LOOP, BERNALILLO, NM 87004-9020 |
| Document Number | 0000022656 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 425/22656 |
| Instrument | 2022022656 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2052 |
Source: Sandoval County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Sandoval County |
| Municipality | Bernalillo Town |
| Unified School District | Bernalillo Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,465 (+3%) Land $5,264 Building $31,201 | $109,395 (+3%) Land $15,791 Building $93,604 | |
| 2025 | $1,109.00 (+2.12%) | $35,403 (+6.09%) Land $5,264 Building $30,139 | $106,209 (+6.09%) Land $15,791 Building $90,418 |
| 2023 | $1,086.00 | $33,371 Land $5,264 Building $28,107 | $100,113 Land $15,791 Building $84,322 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (1994–2006) |
| Most Recent Claim | Aug 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 82% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNALILLO WATER SYSTEM serves 11,810 people · EPA ID NM3508923 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2013 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
| Lobo Internet Services Fixed Wireless | 100 / 80 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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