Greene County property record for 395 Chapelgate Dr, Fairborn, OH 45324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,264 sqft · built 2010 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Sep 2018) |
| Tax Bill | $4,406 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A02-0001-0038.0-0007.00 |
| Primary APN | A02-0001-0038.0-0007.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Family Room | Family Room |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,888 sqft (0.227 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 395 CHAPELGATE DR |
|---|---|
| City | FAIRBORN |
| State | OH |
| Zip | 45324-4482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAPELGATE SECTION ONE LOT 7935 .227AC CHAPELGATE DR |
| Legal Subdivision | CHAPELGATE SECTION ONE |
| Legal Lot Number | 7935 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 200500 |
395 Chapelgate Dr is owned and occupied by an individual who bought it in September 2018.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 CHAPELGATE DR, FAIRBORN, OH 45324-4482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 6, 2018 | Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on File |
| Deed Sale | Sep 6, 2018 · Amount on File |
| Prior Sale | Feb 5, 2010 · Amount on File |
| Deed Document Number | 201814725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 395 CHAPELGATE DR, FAIRBORN, OH 45324-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002590 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022002590 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Sep 6, 2018 |
| Property Address | 395 CHAPELGATE DR, FAIRBORN, OH 45324-4482 |
| Document Number | 0000014725 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 14725 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 395 CHAPELGATE DR FAIRBORN OH 453244482, FAIRBORN, OH 45324-4482 |
| Document Number | 14726 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 14726 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2048 |
The 2025 property tax bill for 395 Chapelgate Dr was $4,406, down 4.9% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Bath Township |
| Municipality | Fairborn City |
| Unified School District | Fairborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,406.00 (-4.86%) | $96,710 (-) Land $19,430 Building $77,280 | |
| 2024 | $4,631.00 (-1.03%) | $96,710 (-) Land $19,430 Building $77,280 | |
| 2023 | $4,679.00 (+14.07%) | $96,710 (+36.1%) Land $19,430 Building $77,280 | $276,310 Land $55,500 Building $220,810 |
| 2022 | $4,102.00 | $71,060 Land $12,950 Building $58,110 | |
| 2020 | $203,030 Land $37,000 Building $166,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 395 Chapelgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Chapelgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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