White County property record for 395 Buffy Ln, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,330 sqft · built 2006 |
| Lot Size | 6.32 acres (275,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2018) |
| Tax Bill | $1,562 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 093070 02001 |
| Primary APN | 093070 02001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| 1st Floor Area | 2,330 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 275,735 sqft (6.32 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,270 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Utility Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 395 BUFFY LN |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-3389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | LOIS WILSON PROPERTY |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 935000 |
Source: White County records · APN 093070 02001
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 395 BUFFY LN, SPARTA, TN 38583-3389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Apr 20, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Nov 03, 2016 |
| Deed Document Number | 18003989 |
| Deed Book / Page | RB425 / 324 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Nov 28, 2018 |
| Property Address | 395 BUFFY LN, SPARTA, TN 38583-3389 |
| Document Number | 0000003989 |
| Book / Page | 000425 / 000324 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 3989 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 395 BUFFY LN SPARTA TN 385833389, SPARTA, TN 38583-3389 |
| Document Number | 3990 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 000425/000326 |
| Instrument | 3990 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 395 BUFFY LN, SPARTA, TN 38583-3389 |
| Document Number | 0000001352 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 395 BUFFY LN SPARTA TN 385833389, SPARTA, TN 38583-3389 |
| Document Number | 0000001352 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 000414/000365 |
| Instrument | 1352 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: White County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,562.00 (+12.94%) | $110,750 (+64.2%) Land $20,950 Building $89,800 | $443,000 (+64.2%) Land $83,800 Building $359,200 |
| 2023 | $67,450 Land $14,025 Building $53,425 | ||
| 2021 | $1,383.00 | ||
| 2020 | $269,800 Land $56,100 Building $213,700 |
Source: FEMA National Flood Hazard Layer as of September 28, 2007 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Coop. Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 9 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BON DE CROFT UTILITY DISTRICT serves 4,577 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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