395 Brown Bear Run, Saint Johns, FL 32259 Property Records

St. Johns County property record for 395 Brown Bear Run, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,269 sqft · built 2021
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Aug 2026)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010081-2070`

Property Details

APN / Parcel Number

Primary APN	`010081-2070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	2,269 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	395 BROWN BEAR RUN
City	SAINT JOHNS
State	FL
Zip	32259-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102/37-48 GRAND CREEK NORTH PHASE 1A LOT 207 OR5377/635
Legal Range	27E
Legal Township	05S
Legal Section	32
Legal Subdivision	GRAND CREEK NORTH PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	207
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1042
Census Tract	20807

Owner

395 Brown Bear Run is owned and occupied by two individuals who bought it in August 2026.

Source: St. Johns County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	395 BROWN BEAR RUN, SAINT JOHNS, FL 32259-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 24, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	202670951
Deed Book / Page	6422 / 1269
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 18, 2026
Property Address	395 BROWN BEAR RUN, SAINT JOHNS, FL 32259-9419
Document Number	0000070951
Book / Page	6422 / 1269
Instrument Date	Aug 14, 2026
Instrument	202670951
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 BROWN BEAR RUN, SAINT JOHNS, FL 32259-9419

Mortgage

Document Number	0000070952,
Date	Aug 18, 2026
Instrument	202670952

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	302 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 24, 2021
Property Address	395 BROWN BEAR RUN, SAINT JOHNS, FL 32259-9419
Document Number	0053770635
Book / Page	5377 / 635
Map Reference	MB 102 PG 37
Instrument Date	Sep 23, 2021
Instrument	2021104782
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 BROWN BEAR RUN, SAINT JOHNS, FL 32259-9419

Mortgage

Document Number	0053770639
Date	Sep 24, 2021
Book Page	5377/639
Instrument	2021104783

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 395 Brown Bear Run was $4,605 with a homeowner's exemption, up 12.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,523 (+2.7%)	$417,197 (+0.33%) Land $100,000 Building $317,197
2025	$4,605.00 (+12.43%) Homeowner's exemption	$355,913	$415,806 Land $95,000 Building $320,806
2024	$4,096.00 (+1.97%)
2023	$4,017.00 (+2.87%) Homeowner's exemption	$335,808 (+3%)	$391,931 (+13.4%) Land $90,000 Building $301,931
2022	$3,905.00 Homeowner's exemption	$326,027	$345,604 Land $78,400 Building $267,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Brown Bear Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Brown Bear Run is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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