395 Bellows Rd, Fleischmanns, NY 12430 Property Records

Delaware County and Middletown Town property record for 395 Bellows Rd, Fleischmanns, NY 12430

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,332 sqft · built 1988
Lot Size	22.2 acres (970,517 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jun 2022)
Tax Bill	$7,133 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`124689 265.-1-44.3`

Property Details

APN / Parcel Number

Primary APN	`124689 265.-1-44.3`
Alternative APN	`46892650000001044300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	252 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	970,517 sqft (22.2 acres)
Porch	Slab
Porch Area	1,046 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	395 BELLOWS RD
City	FLEISCHMANNS
State	NY
Zip	12430
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R5
Legal Description	FM# 6984 SABINO C A&CHIRICHELLA D
Legal Block	1
Legal Lot Number	44.300
Jurisdiction	DELAWARE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2009
Census Tract	971200

Owner

Source: Delaware County and Middletown Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 PROSPECT PARK W, 51B, BROOKLYN, NY 11215-4254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK
Jun 3, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Feb 1, 2002 · Amount on Record
Deed Document Number	20224436
Deed Book / Page	1714 / 5
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	395 BELLOWS RD, FLEISCHMANNS, NY 12430
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002454/27
Date	Oct 19, 2023
Book Page	2454/27
Instrument	6555

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 3, 2022
Property Address	395 BELLOWS RD, FLEISCHMANNS, NY 12430
Document Number	00001714/5
Book / Page	1714 / 5
Instrument Date	May 24, 2022
Instrument	4436
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8021 WHITFORD CT, WINDERMERE, FL 34786-5617

Tax Assessment & Valuation

Source: Delaware County and Middletown Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Middletown Town
Unified School District	Margaretville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,133.00 (+1.15%)
2025	$7,052.00 (+123.73%)	$337,900 (-) Land $113,300 Building $224,600	$572,712 (+17.62%) Land $192,034 Building $380,678
2023		$337,900 (-) Land $113,300 Building $224,600	$486,900 (+23.2%) Land $163,261 Building $323,639
2022		$337,900 Land $113,300 Building $224,600	$395,200 Land $132,513 Building $262,687
2021	$3,152.00 (-64.04%)
2020	$8,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1996–2017)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Flooding, Apr 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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