Polk County property record for 395 Ave C NW, Winter Haven, FL 33881
| Property Type | Commercial Office |
|---|---|
| Details | 2,352 sqft · built 1946 |
| Lot Size | 0.13 acres (5,645 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,704 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-20-554000-001120 |
| Primary APN | 26-28-20-554000-001120 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,352 sqft Gross Area |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Tile |
| Lot Area | 5,645 sqft (0.13 acres) |
| Lot Dimensions | 121 ft deep x 46.4 ft wide |
| Street Address | 395 AVENUE C NW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4617 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | BR |
| Legal Description | SILVER SHORES PB 19 PGS 36 36A S20/29 T28 R26 BLK 1 LOTS 12 & S 20 FT OF 13 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 20 |
| Legal Subdivision | SILVER SHORES |
| Legal Tract | 554000 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13701 |
395 Ave C NW, a commercial property, is owned by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 AVENUE C NW, WINTER HAVEN, FL 33881-4617 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 395 Ave C NW was $3,704.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,972 (+0.65%) Land $28,220 Building $167,752 | $195,972 (+0.65%) Land $28,220 Building $167,752 | |
| 2025 | $3,704.00 | $194,711 Land $21,447 Building $173,264 | $194,711 Land $21,447 Building $173,264 |
| 2023 | $3,871.00 (+5.91%) | $201,036 (+6.32%) Land $21,447 Building $179,589 | $201,036 (+6.32%) Land $21,447 Building $179,589 |
| 2022 | $3,655.00 | $189,085 Land $21,447 Building $167,638 | $189,085 Land $21,447 Building $167,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 Ave C NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 395 Ave C NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile, Verizon.
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