395 Ashland Loop Rd, Ashland, OR 97520 Property Records

Jackson County property record for 395 Ashland Loop Rd, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,450 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Apr 2016)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E16BA1203`

Property Details

APN / Parcel Number

Primary APN	`391E16BA1203`
Alternative APNs	`391E16BA01203` `0010780861` `10780861`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	1,450 sqft
Basement Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Roof Material	Tile
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	100 sqft
Deck Area	222 sqft
Patio Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	395 ASHLAND LOOP RD
City	ASHLAND
State	OR
Zip	97520-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-.5
Legal Range	01E
Legal Township	39S
Legal Section	16
Legal Quarter	2
Legal Subdivision	VIEWPOINTE TERRACE SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1009
Census Tract	2200

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2016 · Amount on Record
Deed Sale	Apr 14, 2016 · Amount on Record
Prior Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	201611131
Last Transfer Date	Dec 14, 2016
Transfer Doc	0000041619
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	May 27, 2026
Property Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803
Document Number	0000011165
Instrument Date	Apr 1, 2026
Instrument	202611165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803

Mortgage

Document Number	0000011165,
Date	May 27, 2026
Instrument	202611165

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2056

Interest

Rate	6%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803

Mortgage

Document Number	0000036706
Date	Aug 26, 2021
Instrument	2021-036706

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025399
Date	Jun 11, 2021
Instrument	2021-025399

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	3035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	395 ASHLAND LOOP RD, ASHLAND, OR 97520-2803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007515
Date	Mar 8, 2017
Instrument	2017-007515

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,270 (+3%)	$1,142,520 (+10.6%) Land $258,720 Building $883,800
2025	$8,614.00 (+2.15%)	$543,960 (+3%) Land $221,450 Building $322,510	$1,033,020 (-16.83%) Land $253,000 Building $780,020
2024	$8,433.00 (+3.37%)	$528,120 (+3%) Land $215,000 Building $313,120	$1,242,110 (+3.51%) Land $255,000 Building $987,110
2023	$8,158.00 (+3.31%)	$512,740 (+3%) Land $208,740 Building $304,000	$1,199,980 (+13.78%) Land $379,020 Building $820,960
2022	$7,897.00	$497,810 Land $202,660 Building $295,150	$1,054,630 Land $408,400 Building $646,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 66% of Oregon
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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