395 Argyll Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 395 Argyll Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,370 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Oct 2023)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R34-223-18-3748-0000-0980`

Property Details

APN / Parcel Number

Primary APN	`R34-223-18-3748-0000-0980`
Alternative APN	`1786320`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	395 ARGYLL DR
City	SPRING HILL
State	FL
Zip	34609-6557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT AVALON PHASE IV LOT 98
Legal Subdivision	VILLAGES AT AVALON PHASE 4
Legal Phase	4
Legal Lot Number	98
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 ARGYLL DR, SPRING HILL, FL 34609-6557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	2023063684
Deed Book / Page	4350 / 1119
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2023
Property Address	395 ARGYLL DR, SPRING HILL, FL 34609-6557
Document Number	0043501119
Book / Page	4350 / 1119
Map Reference	MB 43 PG 38
Instrument Date	Aug 25, 2023
Instrument	2023063684
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 COAST DR, BROOKSVILLE, FL 34604-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ARGYLL DR, SPRING HILL, FL 34609-6557

Mortgage

Document Number	0043501121
Date	Oct 5, 2023
Instrument	4350/1121

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 14, 2022
Property Address	395 ARGYLL DR, SPRING HILL, FL 34609-6557
Document Number	0041400632
Book / Page	4140 / 632
Map Reference	MB 43 PG 38
Instrument Date	Feb 28, 2022
Instrument	2022019411
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,251.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ARRYLL DRIVE, SPRING HILL, FL 34609-6557

Mortgage

Document Number	0004140636
Date	Mar 14, 2022
Instrument	4140/636

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,195.00 (-1.6%) Additional exemption filed	$333,362 (+4.08%) Land $39,250 Building $294,112	$333,362 (+4.08%) Land $39,250 Building $294,112
2023		$320,295 (+926.59%) Land $32,822 Building $287,473
2022	$4,263.00	$31,200 Land $31,200	$320,295 Land $39,250 Building $281,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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