395 Ahern St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 395 Ahern St, Atlantic Beach, FL 32233 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 912 sqft · built 1983
Lot Size0.026 acres (1,133 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Feb 2020)
Tax Bill$4,217 (2025)
Deeds & MortgagesJul 2020 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169727-0030

Property Details

APN / Parcel Number

Primary APN169727-0030

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area912 sqft Living Area
Gross Area1,088 sqft
1st Floor Area432 sqft
Upper Floors Area480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,133 sqft (0.026 acres)
Lot Dimensions70 ft deep x 16 ft wide
PorchEnclosed/Finished Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address395 AHERN ST
CityATLANTIC BEACH
StateFL
Zip32233-5264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-2S-29E .026 PT GOVT LOT 1 RECD O/R 19115-593
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionATLANTIC BEACH
Legal Lot Number1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1037
Census Tract13905

Owner

Source: Duval County records · APN 169727-0030

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3939 PALM WAY, JACKSONVILLE BEACH, FL 32250-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Feb 25, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleApr 04, 2008 · Amount on Record
Deed Document Number202043459
Deed Book / Page19115 / 593
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address395 AHERN ST, ATLANTIC BEACH, FL 32233-5264
Document Number0193010277
Instrument DateJul 09, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 AHERN ST ATLANTIC BEACH FL 322335264, ATLANTIC BEACH, FL 32233-5264

Mortgage

Document Number0193010277
DateJul 28, 2020
Book Page019301/000277
Instrument160710
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSOUTHERN VIEW, IL 62703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 25, 2020
Property Address395 AHERN ST, ATLANTIC BEACH, FL 32233-5264
Document Number0191150593
Book / Page019115 / 000593
Instrument DateFeb 18, 2020
Instrument43459
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 AHERN ST ATLANTIC BEACH FL 322335264, ATLANTIC BEACH, FL 32233-5264

Mortgage

Document Number191150595
DateFeb 25, 2020
Book Page019115/000595
Instrument43460
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$361,352 (+26.15%) Land $240,000 Building $121,352$361,352 (+1.07%) Land $240,000 Building $121,352
2025$4,217.00 (+1.98%) Homeowner's exemption$286,442 (+5.2%)$357,533 (+16.3%) Land $240,000 Building $117,533
2024$4,135.00 (+2.07%)
2023$4,051.00 (+8.11%) Homeowner's exemption$272,272 (+3%)$307,432 (+13.71%) Land $210,000 Building $97,432
2022$3,747.00 Homeowner's exemption$264,342$270,355 Land $200,000 Building $70,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310139051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 342 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
189 under condo master policies
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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