395 Adobe Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 395 Adobe Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,135 sqft · built 1990
Lot Size	0.207 acres (9,025 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2014)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`234-340-350-000`

Property Details

APN / Parcel Number

Primary APN	`234-340-350-000`
Alternative APN	`23168032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,135 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Construction Type	Wood
Lot Area	9,025 sqft (0.207 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	23168032
Street Address	395 ADOBE LN
City	TRACY
State	CA
Zip	95376-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	REDRAWN JAN-14-1994 FROM ORIGINAL APN 231-680-32
Legal Subdivision	QUAIL MEADOW UNIT #2
Legal Tract	2230
Legal Lot Number	115
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4016
Census Tract	5403

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 ADOBE LN, TRACY, CA 95376-9299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 28, 2017	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GURDEVY S GREWAL
Aug 13, 2018	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2014 · Amount on Record
Deed Sale	Dec 30, 2014 · Amount on Record
Prior Sale	Dec 4, 2015
Deed Document Number	0000134425
Last Transfer Date	Dec 20, 2016
Transfer Doc	0000158388
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	395 ADOBE LN, TRACY, CA 95376-9299
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ADOBE LN, TRACY, CA 95376-9299

Mortgage

Document Number	0000004441
Date	Jan 19, 2023
Instrument	2023-004441

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	395 ADOBE LN, TRACY, CA 95376-9299
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ADOBE LN, TRACY, CA 95376-9299

Mortgage

Document Number	0000015498
Date	Feb 4, 2022
Instrument	2022-015498

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	395 ADOBE LN, TRACY, CA 95376-9299
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138018
Date	Nov 28, 2017
Instrument	2017-138018

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	395 ADOBE LN, TRACY, CA 95376-9299
Document Number	0000138082
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ADOBE LN TRACY CA 953769299, TRACY, CA 95376-9299

Mortgage

Document Number	0000138082
Date	Nov 27, 2019
Instrument	138082

Lender

Name	GURDEVY S GREWAL
Address	4000 EXECUTIVE PKWY # 160, SAN RAMON, CA 94583-4314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2029

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	395 ADOBE LN, TRACY, CA 95376-9299
Document Number	0000091586
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ADOBE LN TRACY CA 953769299, TRACY, CA 95376-9299

Mortgage

Document Number	0000091586
Date	Aug 20, 2018
Instrument	91586

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,675.00 (+10.09%)	$474,718 (+4.04%) Land $166,149 Building $308,569
2023	$5,155.00 (+2.1%)	$456,287 Land $159,699 Building $296,588
2022	$5,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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