395 4th St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 395 4th St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 2019
Lot Size	0.163 acres (7,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2020)
Tax Bill	$5,263 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-12-3-40-03`

Property Details

APN / Parcel Number

Primary APN	`8070-12-3-40-03`
Alternative APNs	`0807-01-2-34-003` `R8955310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	3,783 sqft
Basement Area	985 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,089 sqft (0.163 acres)
Garage Type	Attached
Garage Area	414 sqft
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8955310
Street Address	395 4TH ST
City	SEVERANCE
State	CO
Zip	80550-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 7 TAILHOLT 2ND FILING
Legal Subdivision	TAILHOLT 2ND FILING
Legal Block	7
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2008
Census Tract	2208

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 4TH ST, SEVERANCE, CO 80550-5307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OKLAHOMA
Mar 26, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
May 6, 2019	Grant Deed, Transfer FNTG-NCS COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	20204578100
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	395 4TH ST, SEVERANCE, CO 80550-5307
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	GUARDIAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 4TH ST, SEVERANCE, CO 80550-5307

Mortgage

Document Number	0004841857
Date	Jul 14, 2022
Instrument	4841857

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2052

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 26, 2020
Property Address	395 4TH ST, SEVERANCE, CO 80550-5307
Document Number	0004578100
Instrument Date	Mar 24, 2020
Instrument	4578100
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	395 4TH ST, SEVERANCE, CO 80550-5307

Mortgage

Document Number	0004578101
Date	Mar 26, 2020
Instrument	4578101

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	May 6, 2019
Property Address	395 4TH ST, SEVERANCE, CO 80550-5307
Document Number	0004487001
Instrument Date	May 2, 2019
Instrument	4487001
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount Recorded
Tax	$58.79
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9555 S KINGSTON CT #200 ENGLEWOOD CO 801126008, 200, ENGLEWOOD, CO 80112-6008
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,290 (-2.1%) Land $5,810 Building $25,480	$511,353 (-) Land $95,000 Building $416,353
2025	$5,263.00 (+4.51%)	$31,960 (-12.1%) Land $5,940 Building $26,020	$511,353 (-4.85%) Land $95,000 Building $416,353
2024	$5,036.00 (+5.29%)
2023	$4,783.00	$36,360 Land $6,430 Building $29,930	$537,446 Land $95,000 Building $442,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Visionary Broadband, Vistabeam.

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