395 2nd St, Hackensack, NJ 07601 Property Records

Bergen County and Hackensack City property record for 395 2nd St, Hackensack, NJ 07601

Property Summary

Property Type	Single Family Home
Details	1,318 sqft · built 1926
Lot Size	0.061 acres (2,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,500 (Dec 1998)
Tax Bill	$8,064 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00438-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`23-00438-0000-00018`
Alternative APNs	`230043800018` `5726`

Interior

Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,662 sqft (0.061 acres)
Lot Dimensions	70 ft deep x 38 ft wide

Location & Zoning

Account Number	5726
Street Address	395 2ND ST
City	HACKENSACK
State	NJ
Zip	07601-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	38X70 1.1LT
Legal Block	438
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	HACKENSACK
Census Block Group	1
Census Block	1000
Census Tract	23501

Owner

Source: Bergen County and Hackensack City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 2ND ST, HACKENSACK, NJ 07601-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1998 · Amount on Record
Deed Sale	Dec 28, 1998 · Amount on Record
Prior Sale	Dec 28, 1998
Deed Document Number	1998204447
Deed Book / Page	8131 / 354
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	395 2ND ST, HACKENSACK, NJ 07601-2730
Document Number	0033141596
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 2ND ST HACKENSACK NJ 076012730, HACKENSACK, NJ 07601-2730

Mortgage

Document Number	0033141596
Date	Aug 6, 2019
Book Page	003314/001596
Instrument	51003

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	395 2ND ST, HACKENSACK, NJ 07601-2730
Document Number	0033140092
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 2ND ST HACKENSACK NJ 076012730, HACKENSACK, NJ 07601-2730

Mortgage

Document Number	0033140092
Date	Aug 6, 2019
Book Page	003314/000092
Instrument	50854

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Hackensack City
Unified School District	Hackensack City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,300 (-) Land $126,600 Building $124,700	$251,300 (-) Land $126,600 Building $124,700
2025	$8,064.00 (+5%)	$251,300 (-) Land $126,600 Building $124,700	$251,300 (-) Land $126,600 Building $124,700
2024	$7,680.00 (+14.25%)
2023		$251,300 Land $126,600 Building $124,700	$251,300 Land $126,600 Building $124,700
2022	$6,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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