Cape May County and Avalon Borough property record for 395 22nd St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,168 sqft · built 2012 |
| Owner | Trust Name on File |
| Last Sale | $2,024,000 (Sep 2022) |
| Tax Bill | $4,985 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00021-05-00109-395 |
| Primary APN | 01-00021-05-00109-395 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 2,168 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Street Address | 395 22ND ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Description | ADDITIONAL LOTS: 393-395 22ND STREET |
| Legal Subdivision | STREET CONDO |
| Legal Block | 21.5 |
| Legal Lot Number | 109 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20902 |
395 22nd St is held in a trust since May 2025.
Source: Cape May County and Avalon Borough records, as of June 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 85 FOXFIRE LN, LEWISBERRY, PA 17339-9338 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage CITIZENS BK NA |
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Mar 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| May 9, 2019 | Grant Deed, Transfer CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Prior Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 202229337 |
| Deed Book / Page | 4078 / 993 |
| Last Transfer Date | May 10, 2025 |
| Transfer Doc | 0000066343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 21, 2022 |
| Property Address | 395 22ND ST, AVALON, NJ 08202-2118 |
| Document Number | 0000029337 |
| Book / Page | D4078 / 993 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022029337 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 FOXFIRE LN, LEWISBERRY, PA 17339-9338 |
| Document Number | 0000029338 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022029338 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 395 22ND ST, AVALON, NJ 08202-2118 |
| Document Number | 0062170429 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | COMMONWEALTH AGENCY, INC |
| Name | Verified Name |
|---|---|
| Address | 395 22ND ST AVALON NJ 082022118, AVALON, NJ 08202-2118 |
| Document Number | 0062170429 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 006217/000429 |
| Instrument | 23228 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 395 22ND ST, AVALON, NJ 08202-2118 |
| Document Number | 0062170450 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | COMMONWEALTH AGENCY, INC |
| Name | Verified Name |
|---|---|
| Address | 395 22ND ST AVALON NJ 082022118, AVALON, NJ 08202-2118 |
| Document Number | 0062170450 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 006217/000450 |
| Instrument | 23229 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 28, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 395 22ND ST, AVALON, NJ 08202-2118 |
| Document Number | 0060640066 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 395 22ND ST AVALON NJ 082022118, AVALON, NJ 08202-2118 |
| Document Number | 0060640066 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 006064/000066 |
| Instrument | 92785 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 8, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 9, 2019 |
| Property Address | 395 22ND ST, AVALON, NJ 08202-2118 |
| Document Number | 0038530095 |
| Book / Page | 003853 / 000095 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 92783 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 22ND ST AVALON NJ 082022118, AVALON, NJ 08202-2118 |
| Document Number | 60640042 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 006064/000042 |
| Instrument | 92784 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Number | 60640066, |
|---|---|
| Date | May 9, 2019 |
| Book Page | 006064/000066 |
| Instrument | 92785 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | May 8, 2044 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812,000 (-) Land $450,000 Building $362,000 | $812,000 (-) Land $450,000 Building $362,000 | |
| 2025 | $812,000 Land $450,000 Building $362,000 | $812,000 Land $450,000 Building $362,000 | |
| 2024 | $4,985.00 | ||
| 2023 | $812,000 Land $450,000 Building $362,000 | $812,000 Land $450,000 Building $362,000 | |
| 2022 | $4,612.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 395 22nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 692 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,308 units insured incl. 616 condo units |
| Nearby Flood Claims | 932 (1979–2026) |
| Claims Outside the SFHA | 3 of 932 |
| Most Recent Claim | Feb 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 22nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures