395 1st St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 395 1st St, Troy, NY 12180 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,804 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2020)
Tax Bill	$8,018 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Sale & Mortgage
APN	`381700 111.44-1-3`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-1-3`
Alternative APN	`1200150`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,804 sqft Total Area
1st Floor Area	902 sqft
2nd Floor Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1200150
Street Address	395 1ST ST
City	TROY
State	NY
Zip	12180-5303
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY BRK HSE 23-12/241
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2001
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records · APN 381700 111.44-1-3

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3510 DECATUR AVE, 3A, BRONX, NY 10467-1710
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANCHS FINANCIAL GROUP
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MUNICIPAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Book / Page	9362 / 144
Last Transfer Date	Dec 03, 2025
Transfer Doc	0112490271
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 21, 2026
Property Address	395 1ST ST, TROY, NY 12180-5303
Document Number	0112490271
Book / Page	11249 / 271
Instrument Date	Dec 03, 2025
Instrument	2026670253
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 21, 2026

Lender

Name	BANCHS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 16, 2020
Property Address	395 1ST ST, TROY, NY 12180-5303
Document Number	0000578292
Book / Page	009362 / 000144
Instrument Date	Aug 18, 2020
Instrument	578292
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2390 2ND AVE #2D NEW YORK NY 100352347, 2D, NEW YORK, NY 10035-2347

Mortgage

Document Number	578294
Date	Nov 16, 2020
Book Page	009362/000150
Instrument	578294

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,018.00 (+123.59%)	$64,000 (-) Land $8,800 Building $55,200	$109,600 (+19.91%) Land $15,070 Building $94,530
2023		$64,000 (-) Land $8,800 Building $55,200	$91,400 (+8.54%) Land $12,567 Building $78,833
2022	$3,586.00	$64,000 Land $8,800 Building $55,200	$84,211 Land $11,579 Building $72,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830410002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021, other causes
Claims By Storm	Hurricane Irene, Aug 2011 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 491 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures