Bell County property record for 3949 Wells Dr, Kempner, TX 76539
| Property Type | Single Family Home |
|---|---|
| Details | 2,346 sqft · built 2009 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,386 (2022) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0946650538 |
| Primary APN | 0946650538 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 2,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 74,923 sqft (1.72 acres) |
| Garage Type | Carport |
| Garage Area | 541 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Storage Building | 288 sqft |
| Account Number | 810656 |
|---|---|
| Street Address | 3949 WELLS DR |
| City | KEMPNER |
| State | TX |
| Zip | 76539-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLS RANCH PHASE 3, BLOCK 006, LOT 0013, (TOD DEED), ACRES 1.72 (TOD DEED) |
| Legal Subdivision | WELLS RANCH PHASE 3 |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 23301 |
Source: Bell County records, as of November 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3949 WELLS DR, KEMPNER, TX 76539-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Apr 5, 2022 | Transfer on Death Deed, Transfer |
| Aug 23, 2021 | Vendor's Lien, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 |
| Deed Sale | Aug 23, 2021 |
| Prior Sale | Apr 15, 2016 |
| Deed Document Number | 2021054267 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3949 WELLS DR, KEMPNER, TX 76539-5036 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000566 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000566 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 5, 2022 |
| Property Address | 3949 WELLS DR, KEMPNER, TX 76539-5036 |
| Document Number | 0000021593 |
| Map Reference | CAB C SL 293-C&D |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022021593 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3949 WELLS DR, KEMPNER, TX 76539-5036 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10311, KILLEEN, TX 76547-0311 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 23, 2021 |
| Property Address | 3949 WELLS DR, KEMPNER, TX 76539-5036 |
| Document Number | 0000054267 |
| Map Reference | CAB C SL 293-C&D |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021054267 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1391 KINA ST, KAILUA, HI 96734-3725 |
| Name | Verified Name |
|---|---|
| Address | 3949 WELLS DR, KEMPNER, TX 76539-5036 |
| Document Number | 0000054268 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021054268 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Copperas Cove Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $384,051 Land $37,500 Building $346,551 | $384,051 Land $37,500 Building $346,551 | |
| 2022 | $1,386.00 (+13.61%) | ||
| 2021 | $1,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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