3949 Via Monte Alegre, Bonsall, CA 92003 Property Records

San Diego County property record for 3949 Via Monte Alegre, Bonsall, CA 92003

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,818 (Jul 2023)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`121-312-21-00`

Property Details

APN / Parcel Number

Primary APN	`121-312-21-00`

Exterior

Lot Area	106,722 sqft

Location & Zoning

Street Address	VIA MONTE ALEGRE
City	BONSALL
State	CA
Zip	92003
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR
Legal Description	PAR 1 TR PM16637
Legal Subdivision	PARCEL MAP NO 16637
Legal Tract	1016637
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 ROSEDALE AVE, WHITE PLAINS, NY 10605-5422
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Intrafamily Transfer, Transfer · Construction Mortgage BMO BANK NA
Jul 20, 2023	Grant Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Feb 22, 2022	Grant Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Aug 5, 2020	Quit Claim Deed TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.
Aug 5, 2020	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	2023192191
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000281078
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2025
Property Address	3949 VIA MONTE ALEGRE, BONSALL, CA 92003-4911
Document Number	0000281078
Map Reference	MAP 16637
Instrument Date	Oct 1, 2025
Instrument	2025-0281078
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	455 ROSEDALE AVE, WHITE PLAINS, NY 10605-5422

Mortgage

Document Number	0000281079
Date	Oct 8, 2025
Instrument	2025-0281079

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2023
Property Address	VIA MONTE ALEGRE, BONSALL, CA 92003
Document Number	0000192191
Instrument Date	Jul 3, 2023
Instrument	2023-0192191
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROSEDALE AVE, WHITE PLAINS, NY 10605-5422

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2022
Property Address	VIA MONTE ALEGRE, BONSALL, CA 92003
Document Number	0000079545
Instrument Date	Feb 14, 2022
Instrument	2022-0079545
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3909 VALLE DEL SOL, BONSALL, CA 92003-4919

August 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2020
Property Address	VIA MONTE ALEGRE, BONSALL, CA 92003
Document Number	0000432486
Instrument Date	Jul 23, 2020
Instrument	432486
Record Updated	Aug 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	455 ROSEDALE AVE WHITE PLAINS NY 106055422, WHITE PLAINS, NY 10605-5422

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2020
Property Address	VIA MONTE ALEGRE, BONSALL, CA 92003
Document Number	0000432487
Instrument Date	Jul 6, 2020
Instrument	432487
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	455 ROSEDALE AVE WHITE PLAINS NY 106055422, WHITE PLAINS, NY 10605-5422

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,200 (+2%) Land $520,200
2025	$5,420.00 (+46.65%)	$510,000 (+48.54%) Land $510,000
2023	$3,696.00 (+1.68%)	$343,332 Land $343,332
2022	$3,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Spectrum, Verizon.

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